Debt Collections Operations Analyst

2 weeks ago


Bedfordview, Gauteng, South Africa Bitventure Consulting Full time

About the position, and about us:

Join our dynamic team in the Fintech sector As a Debt Collections Operations Analyst, you will have the opportunity to make a meaningful impact, drive process improvements, and contribute to the success of our debt collection processes, policies, systems and technologies.

If you're passionate about optimising operations, leveraging data insights, and delivering exceptional customer experiences, we invite you to consider joining us in this dynamic role.

Bitventure and Easydebit have experienced phenomenal growth and are poised for promising future expansion.

We're excited about the journey ahead and would love for you to come along with us We offer a vibrant work environment where innovation thrives, and where you have the autonomy and flexibility to build a career filled with possibilities.

Join us at Bitventure and be part of a dynamic team where your ideas, and strengths can shine

Primary responsibilities:

-
Drive Process Optimisation: Assess our debt collections and loan management systems and processes, identify areas for improvement, and implement solutions to streamline workflows, enhance user interfaces, and integrate new features. Your contributions will directly impact the speed and effectiveness of debt recovery efforts.
-
Utilise Data Insights: Extracting valuable insights from our loan management system data. By analysing trends and predicting debtor behaviour, you'll help optimise collection strategies, leading to more successful outcomes and improved recovery rates.
-
Ensure Compliance: Overseeing the integration of compliance checks and controls into our debt collection processes. By ensuring adherence to legal and regulatory standards, you'll help mitigate risks and maintain the integrity of our operations.
-
Monitor Performance: Implementing key performance indicators (KPIs) to monitor the performance of our loan management processes in real-time. By tracking metrics and identifying areas for improvement, you'll contribute to ongoing optimisation efforts and drive results.
-
Enhance Customer Experience: Handling escalated customer queries and complaints with professionalism and timeliness for maintaining positive customer relationships. Collaborating with customer service teams to gather feedback, identify opportunities for improvement, and enhance customer satisfaction throughout the debt collection process.
-
Technical Troubleshooting: Collaborating with IT teams and external vendors to troubleshoot technical issues related to debt collection systems. Coordinate effectively and ensure timely resolution will contribute to the smooth operation of our debt collection processes.

Requirements:

  • Bachelor's Degree (NQF level 7) in Business Administration, Finance, Accounting, or a related field
  • Minimum 35 years Debt Collections or Arrears Management experience, within a credit industry
  • Proven track record in analytics and systems implementations
  • Proficiency in data analysis tools and techniques, such as SQL, Excel, and statistical analysis software
  • Strong analytical and problemsolving skills, with the ability to interpret complex data and provide actionable recommendations
  • Experience working with debt collection systems (e.g. Swordfish) and familiarity with related technologies.
  • Solid understanding of regulatory requirements and compliance issues related to debt collection
  • Attention to detail and a commitment to delivering highquality work
  • Project management
  • Regulatory Compliance
  • Experience working with Loan Management Systems with solid understanding and proficiency of Amortisation Schedules, Affordability Calculations and Product Setup for both fixed and variable interest ratebased products
  • Emotionally intelligent, communicates with impact, collaborates effectively, innovates for value, digitally savvy and solutions focused

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