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Card Payment Optimisation Specialist

1 month ago

Johannesburg, Gauteng, South Africa Capital Recruit Full time

At Capital Recruit, we are seeking a highly skilled Card Payment Optimisation Specialist to join our team. This is a permanent position based in Johannesburg.

Estimated Salary: R900,000 - R1,200,000 per annum

About the Role

This role involves analysing fees and costs paid by banks to scheme networks (Visa and MasterCard) to identify errors and anomalies in scheme billing data. The ideal candidate will have experience in card payments and be able to recommend improvements in a client's payment environment to efficiently optimise their costs and reduce their network scheme billings.

Responsibilities:
  • Analyse fees and costs paid by banks to the scheme networks (Visa and MasterCard)
  • Identify errors and anomalies in scheme billing data
  • Payment Interchange reviews (earned and paid)
  • Identify and troubleshoot billing errors and discrepancies
  • Recommend improvements in a client's payments environment to efficiently optimise their costs and reduce their network scheme (Visa and MasterCard) billings
  • Recommend services to utilise and to cancel to optimise costs
  • Stay up-to-date with the latest industry trends, regulations, and billing standards related to Visa and MasterCard payments
Requirements:
  • Experience in card payments (worked at a bank, fintech or Visa and MasterCard)
  • Card Issuing and/or acquiring experience
  • Understanding of Visa and/or MasterCard services and billing invoices
  • Understanding of card interchange and how it is calculated
  • Understanding of authorisation, clearing, and settlement of card transactions
  • Attention to detail
  • Excellent knowledge of Excel, PowerBI or similar data tools
  • Ability to work with data
  • Bachelor's degree in finance, business, or a related field
  • Relevant certifications in payment processing or card industry regulations

This role offers a competitive salary, excellent benefits package, and opportunities for career growth and professional development. If you have a passion for card payments and are looking for a challenging and rewarding role, please apply.