Senior Card Payments Optimisation Specialist
11 hours ago
Hybrid or Remote Role
Location: Johannesburg, South Africa
Position: Permanent
Industry: FinTech
About Capital RecruitWe are a leading recruitment agency specialising in the FinTech sector.
Job Summary:We are seeking an experienced Senior Card Payments Optimisation Specialist to join our team. The ideal candidate will have expertise in Visa and MasterCard payment billing, interchange, systems and services, as well as excellent analytical and problem-solving skills.
This role is responsible for optimising client card payment interchange, reconciliations, and payment network billing, ensuring exceptional service and value to clients.
Responsibilities:- Analyse fees and costs paid by banks to the scheme networks (Visa and MasterCard)
- Identify errors and anomalies in scheme billing data
- Payment Interchange reviews (earned and paid)
- Identify and troubleshoot billing errors and discrepancies
- Recommend improvements in client payments environment to efficiently optimise their costs and reduce their network scheme (Visa and MasterCard) billings
- Recommend services to utilise and cancel to optimise costs
- Stay up to date with the latest industry trends, regulations, and billing standards related to Visa and MasterCard payments
- Analyse card payment data and generate reports on payment performance, trends, and potential areas for improvement
- Experience in card payments (worked at a bank, fintech, or Visa and MasterCard)
- Card Issuing and/or acquiring experience
- Understanding of Visa and/or MasterCard services and billing invoices
- Understanding of card interchange and how it is calculated
- Understanding of authorization, clearing, and settlement of card transactions
- Attention to detail
- Excellent knowledge of Excel, PowerBI, or similar data tools
- Ability to work with data
- Bachelor's degree in finance, business, or a related field
- Relevant certifications in payment processing or card industry regulations
- Excellent analytical and problem-solving skills, with the ability to identify and resolve card-related issues efficiently
- Strong attention to detail and accuracy in handling financial data and reconciliations
- Effective communication skills, both verbal and written, to interact with internal teams, clients, and external stakeholders
- Ability to work independently and prioritise tasks in a fast-paced environment
- Up-to-date knowledge of the latest industry trends and developments in card payments and billing
A competitive salary of R1,200,000 - R1,500,000 per annum, depending on experience.
Additional benefits include health insurance, retirement savings plan, and opportunities for professional development and growth.
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