Specialist: Market Research and Product Development

3 weeks ago

Centurion, South Africa Land Bank Careers Full time

**Job Advert Summary**:
The Land and Agricultural Development Bank of South Africa (Land Bank) is South Africa’s only specialist agricultural bank established in 1912, the bank’s sole objective is to serve South African commercial and emerging farmers and bring specially designed financial services within their reach. These services enable farmers to finance land, equipment, improve assets and obtain production credit. The Land Bank provides financial services that have moved with the times and continues to provide services to agri-business and constantly reviews its offerings to ensure that they match the needs of an industry. As change has swept across the sector in South Africa the socio-economic makeup of agriculture has altered, bringing new entrants from historically disadvantaged backgrounds on to the land, these new farmers, facing the challenges of establishing sustainable agri-businesses across the agricultural value chain, Land Bank has been a commercial lifeline offering appropriately designed financial products that facilitate personal and commercial viability in a sector that is vital to the sustainability of South Africa and its people.

**MAIN PURPOSE **OF THE JOB**

To examine the competitiveness of the Bank and assess potential marketability of the Land Bank and Land Bank Insurance Company (LBIC) products. To develop and review value propositions of the Bank in chosen markets and customer segments. To conduct market analysis, and research competitors including products, pricing and services to provide further financial support to the proposals for the development of new products and services for the Bank. To maintain and review existing products and services as well as develop new products and services for the Bank. To act as custodian for Land Bank product manuals and other related product materials.

**Key Performance Areas**:
**1. Develop and review value propositions of the Bank in chosen market and customer segments**
- Creates the required financial instruments as part of the structuring of a new product.
- Completes financial modelling for funding, from first principles, with an advanced understanding of Microsoft Excel and financial model building.
- Executes post scoping product development, takes product development projects from pre-feasibility to implementation stage.
- With the analysis from the business, completes product and market analysis to assess feasibility in the market.
- Structures financial transactions including risk identification and mitigation, selection of financial instruments and packaging of funding requirements, packaging of security and lead arranger negotiations.
- Prepares supporting financial documentation and obtains approval on templates before launching a new product.
- Advise on pricing and recommends pricing alternatives that yield proper risk/return relationship through appropriate financing instruments.

**2. Conduct market research including assessment and analysis of competitor value propositions, products, pricing and services**
- Undertake research on the market, competitors, pricing, products and services.
- Analyse and interpret all DFI, commercial bank and other appropriate financial products.
- Examine those profiles applicable in Agricultural sector and their constitutions.
- Understand and assesses market structures including the activities of competitors and effects of banking provision on agricultural industry.

**3. Manage governance and ensure compliance with product approval process**
- Review the product approval process on an annual basis.
- Ensure compliance with all required processes and that product-related documents are submitted to appropriate committees and approval records maintained for all product related transactions.
- Custodian of the Product Advisory Committee and must ensure regular meetings and maintenance of documentation.

**4. Maintain and review existing Land Bank products and services**
- Review existing Land Bank products on a regular basis to determine competitiveness and relevance to customers.
- Ensure annual product surveys are conducted with Land Bank customers to determine client and staff perceptions on Land Bank products.
- Where issues are identified, update and change product features in consultation with business units to meet requirements.

**5. Develops new products and services as well as funding models for Land Bank**
- Based on competitor and market analysis, develops new funding models and products to bridge gaps in Land Bank product offering.
- Consults with relevant business units to develop new products that meet business needs.
- Produces business models and product approval documentation.
- Ensure final product is approved based on product approval governance process.
- Participates in product implementation and launch plan design wherever necessary.
- Responsible to ensure that approved product solutions are embedded in business including IT systems, training manuals, credit and ot

  • Specialist Market Research and Product Development

    3 weeks ago

    Centurion, South Africa Six Sense Full time

    Gauteng, Centurion - Annually Cost To Company (Market related) A well-established business is seeking to appoint a Specialist Market Research and Product Development. **Qualifications & Experience**: - B Degree in Finance, Business, Economics or related field - Postgraduate qualification in Finance, Business, Economics or related field - Advanced Excel...

  • Specialist: Market Research and Product Development

    3 weeks ago

    Centurion, South Africa Secondments Recruitment Full time

    **Job Advert Summary**: The company’s sole objective is to serve South African commercial and emerging farmers and bring specially designed financial services within their reach. These services enable farmers to finance land, equipment, improve assets and obtain production credit. The company provides financial services that have moved with the times and...

  • Specialist Market Research and Product Development

    3 weeks ago

    Centurion, South Africa Six Sense Consulting Full time

    **Qualifications & Experience**: - B Degree in Finance, Business, Economics or related field - Postgraduate qualification in Finance, Business, Economics or related field - Advanced Excel skills - 5 years experience in a role supporting Investment Banking/Agricultural Finance - 3 years working experience in statistical analysis and statistical packages - 3...

  • Insights Lead: Research

    3 weeks ago

    Centurion, South Africa Brand and Corporate Affairs Full time

    **Introduction** Through our client-facing brands Metropolitan and Momentum, with Multiply (wellness and rewards programme), and our other specialist brands, including Guardrisk and Eris Property Group, the group enables business and people from all walks of life to achieve their financial goals and life aspirations. We help people grow their savings,...

  • Investment Technical Marketing Specialist

    3 weeks ago

    Centurion, South Africa Momentum Investments Full time

    **Introduction** Through our client-facing brands Metropolitan and Momentum, with Multiply (wellness and rewards programme), and our other specialist brands, including Guardrisk and Eris Property Group, the group enables business and people from all walks of life to achieve their financial goals and life aspirations. **Role Purpose** Focus and provide...

  • Head: Product Development

    2 weeks ago

    Centurion, Gauteng, South Africa Momentum Investments Full time

    Introduction Through our clientfacing brands Metropolitan and Momentum, with Multiply (wellness and rewards programme), and our other specialist brands, including Guardrisk and Eris Property Group, the group enables business and people from all walks of life to achieve their financial goals and life aspirations.Role Purpose Accountable for the design,...

  • Product Specialist

    2 weeks ago

    Centurion, Gauteng, South Africa Dante Personnel Full time

    Gauteng, CenturionProduct Specialist - Pump System (Customer Care) - Centurion_R R45 000 Negotiable_Our Client in the Pump Systems Industry have a position available for a Product Specialist who will be working alongside a team off Design Engineers, oversees development to ensure marketability of the productMinimum requirements: Minimum of 5 years of...

  • Market Activation Specialist

    2 months ago

    Centurion, South Africa Momentum Corporate Full time

    **Introduction** **Role Purpose** To provide specialist administrative support to the Member Solutions team in the coordination and execution of Market Activation plans, in support of the Member Solutions strategy in Momentum Corporate. To work in close collaboration with the Portfolio Manager within Member Solutions to ensure the central coordination and...

  • Market Activation Specialist

    3 months ago

    Centurion, South Africa Momentum Corporate Full time

    **Introduction** **Role Purpose** To provide specialist administrative support to the Member Solutions team in the coordination and execution of Market Activation plans, in support of the Member Solutions strategy in Momentum Corporate. To work in close collaboration with the Portfolio Manager within Member Solutions to ensure the central coordination and...

  • Market Activation Specialist

    3 months ago

    Centurion, South Africa Momentum Corporate Full time

    **Introduction** **Role Purpose** To provide specialist administrative support to the Member Solutions team in the coordination and execution of Market Activation plans, in support of the Member Solutions strategy in Momentum Corporate. To work in close collaboration with the Portfolio Manager within Member Solutions to ensure the central coordination and...

  • Head: Product Development

    5 days ago

    Centurion, South Africa Momentum Investments Full time

    **Introduction** - Through our client-facing brands Metropolitan and Momentum, with Multiply (wellness and rewards programme), and our other specialist brands, including Guardrisk and Eris Property Group, the group enables business and people from all walks of life to achieve their financial goals and life aspirations.- **Role Purpose** - Accountable for the...

  • Business Development Specialist

    2 weeks ago

    Centurion, Gauteng, South Africa Kontak Recruitment SA Full time

    Centurion East, Gauteng - SalesBusiness Development Specialist - International Sales - Team Leader (JB2913)Centurion East (Office Based role)Salary: Highly CompetitiveDuration: PermanentApplication closing date: 24 March 2023UK based company that develops and markets specialist server appliance products in specific technical niches requires the expertise of...

  • Market Activation Specialist

    2 weeks ago

    Centurion, Gauteng, South Africa Momentum Corporate Full time

    IntroductionRole PurposeTo provide specialist administrative support to the Member Solutions team in the coordination and execution of Market Activation plans, in support of the Member Solutions strategy in Momentum Corporate. To work in close collaboration with the Portfolio Manager within Member Solutions to ensure the central coordination and support of...

  • Market Activation Specialist

    2 weeks ago

    Centurion, Gauteng, South Africa Momentum Corporate Full time

    IntroductionRole PurposeTo provide specialist administrative support to the Member Solutions team in the coordination and execution of Market Activation plans, in support of the Member Solutions strategy in Momentum Corporate. To work in close collaboration with the Portfolio Manager within Member Solutions to ensure the central coordination and support of...

  • Product Owner

    4 weeks ago

    Centurion, South Africa Total IT Recruitment Full time

    Innovated company is looking for a Product Management specialist to join their incredible Product and Innovation team in reaching new, unknown frontiers. Must have solid experience in Product management and Business Analytics experience and have experience in researching and suggesting pricing options In SAAS and value added...

  • Product Management

    4 weeks ago

    Centurion, South Africa Total IT Recruitment Full time

    Innovated company is looking for a Product Management specialist to join their incredible Product and Innovation team in reaching new, unknown frontiers. Must have solid experience in Product management and Business Analytics experience and have experience in researching and suggesting pricing options In SAAS and value added...

  • Mwi Product

    1 week ago

    Centurion, South Africa Momentum Investments Full time

    **Introduction** Through our client-facing brands Metropolitan and Momentum, with Multiply (wellness and rewards programme), and our other specialist brands, including Guardrisk and Eris Property Group, the group enables business and people from all walks of life to achieve their financial goals and life aspirations. **Role Purpose** Accountable for the...

  • Product Management Specialist

    2 months ago

    Centurion, South Africa Talent Evolution Full time

    **Duties**: - Drive the execution of all processes in the product lifecycle, including product and market research, competitor analysis, planning, positioning, requirements and roadmap development, and assist with product launch. - Assist to translate product strategy into detailed requirements for prototyping and final development by engineering and...

  • Wealth Local Product

    1 week ago

    Centurion, South Africa Momentum Investments Full time

    **Introduction** Through our client-facing brands Metropolitan and Momentum, with Multiply (wellness and rewards programme), and our other specialist brands, including Guardrisk and Eris Property Group, the group enables business and people from all walks of life to achieve their financial goals and life aspirations. **Role Purpose** Accountable for the...

  • Product Management

    2 weeks ago

    Centurion, Gauteng, South Africa Total IT Recruitment Full time

    Innovated company is looking for a Product Management specialist to join their incredible Product and Innovation team in reaching new, unknown frontiers. Must have solid experience in Product management and Business Analytics experience and have experience in researching and suggesting pricing options In SAAS and value added servicesQualificationsBachelor's...