Head of Credit Risk
2 weeks ago
A Head of Credit Risk position is available within the Financial Services sector. You will be responsible for the credit management of the business and manage the full credit lifecycle. You would need to have around 10 years’ experience in a credit role. If you are looking for a hands-on role where you will put your strong analytical and financial knowledge skills use and able to perform at strategic level, then look no further.
**Responsibilities**:
- Credit granting policies and ongoing update and enhancement of Credit Policy
- Instalment Collections
- Loan portfolio analytics
- Monitor Macro Economic and Industry specific trends to improve policies and credit granting processes
- Reporting and feedback
- Provisioning
- Contribute as a reviewer of high value loans according to the credit scorecard and credit policies
- Line management of Credit/Data Analysts that services other areas in the business
- People leadership
**Requirements**:
- 10 Years of relevant work experience in a fast passed credit role for B2B lending of which 3 should be in a senior management position
- Degree in Finance/Accounting/Mathematics/Statistics or related disciplines from a recognised tertiary institution
- Honours Degree in related discipline will be advantageous
- Strong project management - planning, organisational & time management skills
- Secured/Unsecured SME and/or large Business credit granting
- Credit Risk principles and practices
- Provisioning under IFRS9 best practice
- Data analysis
- Data Visualisation
- Advanced Excel skills
- Clear communication of complex information
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