Senior Credit Risk Manager with Team Leadership Experience

1 month ago


Cape Town, Western Cape, South Africa Professional Career Services Full time
Job Overview

Professional Career Services is seeking a seasoned Senior Credit Risk Manager to join our team. As a key member of our organization, you will be responsible for managing a team and leading credit evaluation and approval processes.

About the Role

We are looking for an individual with 7-10 years of experience in credit risk assessment, the National Credit Act, governance, and insolvency/liquidation processes. The ideal candidate will have strong analytical skills and excellent knowledge of financial analysis and credit evaluation techniques.

Key Responsibilities:
  • Credit Evaluation and Approval: Lead the credit evaluation process, ensuring compliance with regulatory requirements and making informed decisions on credit approvals.
  • Collections Management: Develop and implement strategies to effectively manage collections, minimizing bad debt and maximizing recoveries.
  • Risk Assessment & Monitoring: Identify and assess potential risks associated with credit applications, providing recommendations for mitigating or eliminating these risks.
  • Customer Relations & Communication: Build and maintain strong relationships with customers, communicating clearly and transparently about credit decisions and expectations.
  • Reporting & Analysis: Prepare and analyze reports on credit performance, identifying trends and areas for improvement.
  • Compliance and Regulatory Compliance: Ensure adherence to relevant laws, regulations, and industry standards, maintaining a high level of regulatory compliance.
Requirements
  • Bachelor's degree in Accounting/Finance or Law (LLB)
  • Strong understanding of credit risk assessment, the National Credit Act, governance, and insolvency/liquidation processes
  • Excellent analytical and problem-solving skills
Location

The successful candidate must reside in and around Cape Town areas.

Estimated Salary Range

R550,000 - R750,000 per annum, depending on experience.



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