Senior Credit Risk Manager

4 days ago


Cape Town, Western Cape, South Africa HR Genie Full time
Job Summary

HR Genie is seeking a seasoned Senior Credit Risk Manager to lead our credit management team in Johannesburg. As a key member of our organization, you will be responsible for developing and implementing credit policies, managing risk, and ensuring compliance with regulatory requirements.

About the Role

This senior-level position requires a highly experienced professional with a strong background in credit management, risk assessment, and team leadership. You will work closely with our sales teams, customers, and other stakeholders to foster collaboration and drive business growth while maintaining a strong focus on credit risk mitigation.

Key Responsibilities:
  • Credit Evaluation and Approval: Evaluate customer creditworthiness by analyzing financial statements, credit reports, and other relevant information to determine appropriate credit limits, terms, and payment plans.
  • Collections Management: Monitor customer accounts, implement collection strategies, and negotiate payment terms to minimize credit exposure and resolve payment disputes effectively.
  • Risk Assessment & Monitoring: Identify potential credit risks, monitor changes in customer profiles, and implement risk mitigation strategies to safeguard against losses.
  • Customer Relations & Communication: Build and maintain positive relationships with customers, sales teams, and other stakeholders to ensure effective communication and issue resolution.
  • Reporting & Analysis: Generate regular reports on key credit metrics, analyze credit data, and present findings to inform strategic decisions and optimize credit management strategies.
Requirements:
  • Education: Matric, Legal or Finance tertiary qualification (LLB or BCom Law preferred)
  • Experience: 7+ years in credit management, with prior experience in the auto finance industry and team management
  • Skills: Excellent analytical skills, strong negotiation skills, solid interpersonal skills, attention to detail, great written and verbal communication skills, ability to work under pressure, and experience with Microsoft Excel
What We Offer:
  • Competitive Salary: R1,200,000 - R1,500,000 per annum, depending on experience
  • Benefits Package: Comprehensive medical aid, generous retirement fund, and paid annual leave
How to Apply:

Please submit your application, including your CV and cover letter, to HR Genie's online portal.



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