Senior Financial Risk Manager
2 months ago
**Job Description:**
We're looking for a seasoned professional with a strong background in credit management to lead our credit risk management team. As a Senior Financial Risk Manager, you'll be responsible for developing and enhancing credit models, scorecards, and analytics tools to ensure regulatory compliance and optimize credit decisioning. You'll also spearhead automation initiatives for efficient credit evaluations, approve credit applications within mandate levels, and oversee risk in client portfolios.
**Key Responsibilities:**
* Credit Model Development & Enhancement:
⋅ Develop and refine credit models, scorecards, and analytics tools in line with best practices.
⋅ Integrate data analytics to optimize credit decisioning, ensuring regulatory compliance.
* Credit Automation & Decisioning:
⋅ Spearhead automation initiatives for efficient credit evaluations.
⋅ Approve credit applications within mandate levels, ensuring quality assets and responsible lending practices.
* Risk Management:
⋅ Oversee risk in client portfolios, conducting thorough assessments to ensure asset quality.
⋅ Monitor credit performance and adjust risk parameters as needed.
* Client-Centric Solutions:
⋅ Anticipate client needs, providing proactive credit solutions that align with their financial goals.
⋅ Foster strong client relationships, ensuring effective solutions within agreed turnaround times.
* Cross-Functional Collaboration:
⋅ Work with Sales, Credit Committee, Finance, and Operations to enhance model performance and compliance.
* Reporting & Analytics:
⋅ Maintain and analyze reports on credit performance, sharing insights for strategic decision-making.
* Compliance & Regulatory Adherence:
⋅ Ensure adherence to internal and external compliance standards.
⋅ Stay current on industry trends and regulatory changes to refine strategies.
* Team Leadership & Development:
⋅ Mentor junior analysts, fostering growth and continuous improvement.
⋅ Provide training to enhance high-quality credit assessment capabilities.
**Required Skills and Qualifications:**
* Grade 12 required.
* NQF Level 7+ in Finance or Banking essential (CIMA or Credit Management degree advantageous).
* 2-5 years in credit management, preferably in commercial finance.
* Proven experience leading teams in a collaborative, high-performance environment.
**Benefits:**
* Opportunity to work with a leading provider of innovative data solutions.
* Collaborative and dynamic work environment.
* Professional development and growth opportunities.
**Location:**
Data Centrix is based in [insert location]. We offer a competitive salary package, comprehensive benefits, and a dynamic work environment. If you're a motivated and experienced professional looking for a new challenge, please submit your application.
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