Senior Credit Risk Manager

2 weeks ago


Cape Town, Western Cape, South Africa Network Recruitment Full time

Job Title: Senior Credit Risk Manager

About Us: At Network Recruitment, we help businesses find top talent to drive growth and success.

Job Description:

We are seeking an experienced Senior Credit Risk Manager to join our team. As a key member of our financial services division, you will play a critical role in assessing and managing credit risk across client portfolios.

Main Responsibilities:

  • Lead the design and ongoing improvement of credit models, scorecards, and analytics tools to align with industry standards and regulations.
  • Drive initiatives to automate and streamline the credit evaluation and approval processes, ensuring responsible lending practices and high-quality asset placements.
  • Assess and manage credit risk across client portfolios, conducting thorough credit assessments and adjusting risk parameters as needed to ensure quality asset acquisition.
  • Understand client needs, provide proactive and innovative credit solutions, and maintain strong relationships to support their financial goals.
  • Work closely with teams across the business to optimize credit models, improve performance, and address challenges in credit assessment, approval, and risk management.
  • Develop reports to track credit performance, model accuracy, and risk metrics, and provide actionable insights to senior management.
  • Evaluate compliance with internal policies and external regulations, staying informed on industry trends and regulatory changes to continuously refine strategies.
  • Mentor and guide junior credit analysts, providing training and support to foster a high-performance, collaborative environment.

Requirements:

  • NQF Level 7 or higher in a Financial or Banking-related field
  • Degree in Finance or Economics is preferred
  • 2-5 years of experience in credit management, preferably within commercial finance
  • Experience managing teams and fostering a collaborative, high-performance environment

Salary Estimate: R600,000 - R800,000 per annum, depending on experience

Location: Johannesburg, South Africa



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