Senior Credit Analyst

1 month ago


Cape Town, Western Cape, South Africa Network Recruitment Full time
Key Responsibilities:
  • Credit Model Development & Enhancement: Design and improve credit models, scorecards, and analytics tools to meet industry standards and regulations.
  • Credit Automation & Decisions: Drive initiatives to automate and streamline the credit evaluation and approval processes, ensuring responsible lending practices and high-quality asset placements.
  • Risk Management: Assess and manage credit risk across client portfolios, conducting thorough credit assessments and adjusting risk parameters as needed to ensure quality asset acquisition.
  • Client-Centric Solutions: Understand client needs, provide proactive and innovative credit solutions, and maintain strong relationships to support their financial goals.
  • Cross-Functional Collaboration: Work closely with teams across the business to optimize credit models, improve performance, and address challenges in credit assessment, approval, and risk management.
  • Reporting & Analytics: Develop reports to track credit performance, model accuracy, and risk metrics, and provide actionable insights to senior management.
  • Compliance & Regulatory Adherence: Ensure compliance with internal policies and external regulations, staying informed on industry trends and regulatory changes to continuously refine strategies.
  • Team Leadership & Development: Mentor and guide junior credit analysts, providing training and support to foster a high-performance, collaborative environment.


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