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Credit Risk Specialist
1 month ago
Job Overview
Network Recruitment seeks a skilled Credit Risk Specialist to join our team. This role is responsible for assessing and managing credit risk across client portfolios, ensuring quality asset acquisition.
Responsibilities:
- Lead the design and ongoing improvement of credit models, scorecards, and analytics tools to align with industry standards and regulations.
- Drive initiatives to automate and streamline the credit evaluation and approval processes, ensuring responsible lending practices and high-quality asset placements.
- Assess and manage credit risk across client portfolios, conducting thorough credit assessments and adjusting risk parameters as needed.
- Provide proactive and innovative credit solutions to clients, maintaining strong relationships to support their financial goals.
- Collaborate with teams across the business to optimize credit models, improve performance, and address challenges in credit assessment, approval, and risk management.
- Develop reports to track credit performance, model accuracy, and risk metrics, providing actionable insights to senior management.
- Evaluate the compliance of internal policies and external regulations, staying informed on industry trends and regulatory changes to continuously refine strategies.
- Mentor and guide junior credit analysts, providing training and support to foster a high-performance, collaborative environment.
Requirements:
- Grade 12 NQF Level 7 or higher in a Financial or Banking-related field
- CIMA, Credit Management Degree, or equivalent qualification is advantageous
- 2-5 years of experience in credit management, preferably within commercial finance
- Experience managing teams and fostering a collaborative, high-performance environment
What We Offer:
We offer a competitive salary range of R500,000 - R750,000 per annum, depending on experience, and a comprehensive benefits package.