Credit Analyst: Financial Institutions
7 months ago
Job Description
To provide quantitative and qualitative assessments of the current and forecast financial strength of a portfolio of corporate clients with the aim to identify portfolio related credit risks
- Manage lending limits
- Manage database and provide input regarding limits, ratings, Loss Given Default (LGD) and governance monitoring
- Suggest risk mitigating measures as input to structure transactions in line with the risk philosophy of the Bank
- Manage credit risk appetite (limits) by scrutinizing current portfolio exposures
- Keep portfolio current by reviewing at least once in a 12-month period Identify transaction specific risks including credit, taxation, accounting and legal
- Document findings for approval committee
- Act as a bridge between risk and business on contentious issues
- Remain objective and present both arguments and pros and cons Forecast, analyse financials and collate data
- Participate in meetings with senior stakeholders
Qualifications & Experience:
- Ideally CA (SA) or CFA or Finance Honours with relevant credit analyst experience within Investment Banking, although a newly qualified CA (SA) or a graduate whose degree has a strong quantitative focus will be considered, provided that the graduate has had exposure to finance and/or accounting.
Post
RMB
LI-JB5
Job Details
Application Closing Date
06/06/24
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