Credit Analyst
3 months ago
Job Description
To gather, analyse and draw insights from client financial information pertaining to credit risk.
To undertake key research of client business, industries, and legislation to derive insights from credit analyses.- Are you someone who can:
- An understanding of the credit risks associated with underlying transactions.
- A sound understanding of the operating and business environment relating to non-bank financial institutions (for example insurance companies, asset managers, funds, exchanges, clearing houses, broker/ dealers etc.).
- An up to date understanding of the critical key macro environmental factors, impacts, and inter-relationships (e.g. industry and sector developments, regulations, financial markets, country risks etc) which are relevant to the counterparty and deal risk profile.
- Perform detailed financial analysis, forecasting and ratio analysis and interpret and succinctly and clearly explain the outputs of this analysis.
- Demonstrate a good understanding of banking and global markets related products and the associated inherent credit risks.
- Monitor and action compliance to approved facilities i.e. covenants, excess etc.
- Update relevant credit systems and assist with monitoring requirements and exception reporting.
- Communicate effectively both verbally and in writing.
- Establish and service relationships with business partners to improve the effective and efficient execution of credit objectives in line with business requirements.
- Work well individually as well as within a team.
- Deal with conflicting views in a constructive manner.- Have a B Com (Hons), CA(SA), CFA or similar qualification.
- Have previous Non-Bank Financial Institutions credit or similar credit experience.
- Solid experience in banking and financial markets.
- Are able to work under pressure with tight deadlines.
- Deal with complexity but can extract the key credit risk issues and concepts and explain these in a simple and clear manner.
- Are proactive and take ownership and accountability of assigned responsibilities.
post
RMB
Li-SP3
Job Details
18/10/24
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