Credit Analyst

4 hours ago


Johannesburg North, South Africa Communicate Recruitment Full time

Are you an ordinary Credit Analyst robotically following input/output credit model.

OR do you want to be an extraordinary analyst that is intellectually engaged & challenged on every level? As a Credit Analyst, you will analyze financial statements of multiple SMEs in South Africa across various industry sectors with the aim of providing balanced feedback to the Credit Committee

**Qualifications and Experience**
- Preferably 3 years’ relevant work experience in business financing or business banking or SME credit analysis in either a bank, an investment company or an audit company
- Exposure to SMEs
- Ability to take initiative, learn quickly and strive for results
- Excellent communication skills (verbal and written)
- Strong team player and motivator
- Analytical mind, organized, attention to details
- Project management skills
- Techno savvy

**Skills**:

- Engage and interview the entrepreneurs
- Prepare credit papers for review
- Use inhouse and external rating agency credit rating tools and other economic indicators to supplement analysis
- Prepare detailed evaluation reports and prepare a balanced view credit paper to the Credit Committee
- Oversee and evaluate these lending/investment decisions
- Conduct on-site evaluation missions
- Perform ongoing risk management activiaties on sucessfully funded SME's
- Promote and reinforce the role of the company as the financier to SMEs, constantly improving relationships with entrepreneurs and potential partners

And, if you possess the relevant qualifications, meet the minimum requirements and/or fit the job description for this finance vacancy, and are ready to take control of your next career move, please contact me today

**Please visit our website**

**We also invite you to contact us to discuss other exciting career opportunities in Finance For more information, please call Marnene van der Merwe on 011 318 2101**

For more information please contact:
Marnene van der Merwe


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