Credit Analyst

2 months ago


Johannesburg, South Africa Network Recruitment Full time
Position Title: Credit Analyst
Location: Rosebank
Experience Required: Minimum 4 Years in a Similar Role

Job Overview:
We are seeking a highly skilled and analytical Credit Analyst to join our finance team. The successful candidate will be responsible for evaluating the creditworthiness of potential and existing clients, making recommendations based on comprehensive financial assessments, and mitigating risk exposure to the company. This is a great opportunity for a detail-oriented individual with strong financial analysis skills and a keen ability to make informed decisions in a fast-paced environment.

Duties & Responsibilities:

  • Credit Risk Assessment:
    • Conduct in-depth credit assessments of new and existing clients, analyzing financial statements, credit reports, and relevant data to determine creditworthiness.
    • Develop risk profiles, set appropriate credit limits, and make recommendations based on findings.
    • Maintain up-to-date knowledge of industry trends, economic conditions, and regulatory requirements affecting credit decisions.
  • Financial Analysis:
    • Perform detailed financial analysis and cash flow modeling to assess the credit risk of clients.
    • Identify potential risks and propose strategies to mitigate them, ensuring all lending activities align with company risk tolerance.
  • Monitoring & Reporting:
    • Monitor existing credit portfolios for changes in financial health, creditworthiness, and market conditions.
    • Prepare regular reports on portfolio performance, highlighting areas of concern and recommending proactive measures to minimize risk exposure.
  • Collaboration & Relationship Management:
    • Work closely with sales, finance, and legal teams to provide recommendations and align strategies for managing client accounts.
    • Maintain strong relationships with clients, addressing credit-related concerns and providing support where needed.
  • Compliance & Process Improvement:
    • Ensure compliance with internal credit policies, industry regulations, and best practices in credit risk management.
    • Identify and implement process improvements to enhance credit evaluation efficiency and accuracy.
Qualifications & Skills Required:
  • Bachelors degree in Finance, Accounting, Business, or a related field.
  • Minimum of 4 years experience as a Credit Analyst or in a similar role.
  • Strong analytical, financial modeling, and problem-solving skills.
  • Proven expertise in assessing credit risk, analyzing financial statements, and making sound recommendations.
  • Excellent communication and negotiation skills, with the ability to build and maintain client relationships.
  • High attention to detail and proficiency in relevant financial software and systems.

  • Credit Analyst

    2 days ago


    Johannesburg, South Africa RPO Recruitment Full time

    We are looking for a professional Credit Analyst to determine our customers’ creditworthiness. You will analyze financial data to assess the likelihood of a borrower honouring their financial obligations. **Responsibilities**: - Assess creditworthiness of existing or prospective clients - Deliver a multidimensional perspective on the investment outlook...

  • Credit Analyst

    2 months ago


    Johannesburg, South Africa Jobted ZA C2 Full time

    Position Title: Credit Analyst Location: Rosebank Experience Required: Minimum 4 Years in a Similar Role Job Overview: We are seeking a highly skilled and analytical Credit Analyst to join our finance team. The successful candidate will be responsible for evaluating the creditworthiness of potential and existing clients, making recommendations based on...

  • Credit Analyst

    1 week ago


    Johannesburg, South Africa Staff Solutions Full time

    Gauteng, JHB - Eastern Suburbs - Monthly (Market related) We are seeking an experienced Credit Analyst for our client in the Automotive Industry based in Kempton Park. **Duties**: - Gathers and analyses loan applicants’ financial data to evaluate risk - Assesses credit worthiness of individuals, companies and institutions - Collaborates with other...

  • Credit Analyst

    1 week ago


    Johannesburg, South Africa GP Consult Full time

    Gauteng, JHB - Eastern Suburbs - R 28000 - R 30000 Monthly Basic Salary (Medical + Provident ) Credit Analyst - Kempton Park - Automotive Sector - Gathers and analyses loan applicants’ financial data to evaluate risk - Assesses credit worthiness of individuals, companies and institutions - Collaborates with other financial experts/ members of credit...

  • Credit Analyst

    15 hours ago


    Johannesburg, South Africa Snatch.Work Full time

    We’re seeking young **Credit Analyst **interested in working for a fast growing provider of short - term credit based in **Melrose Arch, Johannesburg**. This company leverages strong technology to assess a potential client's ability to finance a short - term loan. The company differentiates itself by it’s speed of response to the credit request. **Roles...

  • Jnr Credit Analyst

    1 week ago


    Johannesburg, South Africa SET Recruitment Consultants Full time

    **Jnr Credit Analyst** Reputable Asset Mgt firm seeks analytical indiv. Key role to analyse financial data and credit exposures. Are you a graduate who is financial astute and willing to learn ? 1-year contract. *** **Main Responsibilities**: - Evaluate financial data to determine the level of default risk. - Analyse balance sheets and income...

  • Credit Analyst

    2 months ago


    Johannesburg, South Africa Network Recruitment Full time

    Position Title: Credit AnalystLocation: RosebankExperience Required: Minimum 4 Years in a Similar Role Job Overview: We are seeking a highly skilled and analytical Credit Analyst to join our finance team. The successful candidate will be responsible for evaluating the creditworthiness of potential and existing clients, making recommendations based on...


  • Johannesburg, South Africa FirstRand Full time

    About us, purpose, experience and qualifications **about us**: **purpose**: - The purpose of the Credit Originator Analyst role in Broader Africa is to enable, guide and support in the corporate credit origination value chain with a focus (but not exclusively) on transactions for Debt and Trade Solutions (DTS) and related/required transactions. The purpose...

  • Credit Analyst

    9 months ago


    Johannesburg, South Africa Accounting & Financial Advisory Full time

    **MAIN PURPOSE OF THE JOB** The Credit Analyst is mainly responsible for reviewing the Financial Analysis ‘FINAN’ for completeness and correctness, in line with the financial statements presented by the front-line sales teams. The FINAN is a financial statement spreading tool. This may include simple client structures to complex group or consolidated...

  • Credit Risk Analyst

    7 months ago


    Johannesburg, South Africa The Corporate Circle Full time

    Job Overview **Date Posted**: Posted 56 mins ago **Location**: Johannesburg, Gauteng **Job Title**: Credit Risk Analyst **Salary**: R50,000 **Education Level**: Bachelors Degree **Job Level**: Intermediate **Minimum Experience**: 3 - 5 Years Credit Risk Analyst job vacancy in Sandton, Johannesburg. **Requirements**: - Relevant business degree. -...

  • Credit Analyst

    7 months ago


    Johannesburg North, South Africa CA Financial Appointments Full time

    We are currently assisting a well-established SMME asset finance business, in securing a skilled Credit Analyst with 2-4 years relevant experience within a similar space. The main purpose of this role will be assessing company credit risk, putting together motivational credit papers for the credit committee. **Responsibilities**: - Prepare credit proposals...


  • Johannesburg, South Africa FROGG Recruitment Full time

    **Junior Credit Risk Analyst Sandton Johannesburg** Our Client a well-established fintech/technology company in Sandton Johannesburg is looking for a Junior Credit Risk Analyst with 3-5 years of experience in a Credit Analyst or Data Analyst role. You will be involved in aspects of the business creating campaign files, optimizing and automating processes,...

  • Credit Analyst-1

    2 months ago


    Johannesburg, South Africa FirstRand Full time

    Job Description To analyses financial data to estimate degree of risk in extending credit or lending money The credit analyst role includes the spreading of financial statements to provide financial ratings and reports to support credit risk management - Adhere to negotiated service levels and turnaround times in support of business strategy - A good...


  • Johannesburg, South Africa Jobted ZA C2 Full time

    Job Specification: Business Analyst (Credit Applications & Lending Experience) Position Overview: We are seeking an experienced Business Analyst with expertise in credit applications and lending to join our team. Key Responsibilities: - Collaborate with stakeholders to define and document requirements for credit applications and lending processes. -...

  • Credit Analyst

    3 months ago


    Johannesburg, South Africa Empire Recruitment Full time

    Do you thrive in fast-paced financial environments? Are you passionate about assessing credit risks and ensuring smooth asset finance transactions for SME, corporate, and public sector clients?  Our client in the finance and banking industry is looking for an experienced Credit Analyst to join their dynamic team. Here’s your chance to make a real impact...

  • Credit Analyst

    3 months ago


    Johannesburg, South Africa Empire Recruitment Full time

    Do you thrive in fast-paced financial environments? Are you passionate about assessing credit risks and ensuring smooth asset finance transactions for SME, corporate, and public sector clients? Our client in the finance and banking industry is looking for an experienced Credit Analyst to join their dynamic team. Here’s your chance to make a real impact...

  • Credit Analyst

    21 hours ago


    Johannesburg, South Africa AFRIZAN Full time

    We're seeking a skilled Credit Analyst to manage the credit risk of a diverse portfolio. This role requires an analytical thinker who can critically assess credit data, monitor risks, and provide strategic recommendations to credit committees. Responsibilities: Managing credit risk for a portfolio of counterparties by identifying, monitoring, and mitigating...

  • Credit Analyst

    23 hours ago


    Johannesburg, South Africa AFRIZAN Full time

    We're seeking a skilled Credit Analyst to manage the credit risk of a diverse portfolio. This role requires an analytical thinker who can critically assess credit data, monitor risks, and provide strategic recommendations to credit committees.Responsibilities:Managing credit risk for a portfolio of counterparties by identifying, monitoring, and mitigating...

  • Credit Data Analyst

    7 months ago


    Johannesburg, South Africa FROGG Recruitment Full time

    **Credit Data Analyst Sandton Gauteng** Our Client is looking for an experienced Credit Data Analyst with 5 years plus solid experience in data analytics, who delivers work of high quality, manipulates, and transforms large volumes of data. You will need to perform extensive analysis of data and produce summary results in a visual format. **Salary Up to R...

  • Credit Analyst-2

    7 months ago


    Johannesburg, South Africa FirstRand Full time

    Job Description Hello Future Credit Analyst Welcome to FNB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen. As part of our talent team at FNB Commercial Credit Factory, you will be surrounded by unique talents, diverse minds, and an adaptable...