Senior Credit Risk Analyst

4 weeks ago


Cape Town, Western Cape, South Africa Unifi Group Full time
Unifi Group's job vacancy, Career and Recruitment

Job title : Senior Credit Risk Analyst – Cape Town jobs in Western Cape

Job Location : Western Cape, Cape Town

Deadline : April 28, 2024

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Minimum Requirements

What you must have:

Master's or Honors degree in Statistics, Data Science, Actuarial Science or a related field
Minimum of 5 years of experience as a Credit Risk Analyst or similar role
Strong experience developing predictive models forecasting probability of default
Experience and knowledge of provisioning approaches and calculation
Strong problem-solving and analytical skills
Excellent communication and collaboration skills
Experience with programming languages such as Python, R & SAS

Duties and Responsibilities

What you will be doing:

Analyse data sets to identify factors correlated with credit risk outcomes..
Develop credit risk models that forecast the likelihood of consumer default.
Assist operations to achieve better credit risk outcomes by integrating models and data
driven approaches into operational processes.
Determine risk-based product pricing to achieve profitability hurdles.
Work with the finance team and other stakeholders to build insights in customer
profitability segments.
Ensure that provisioning models are updated to sufficiently cover changing credit risk.
Analyze complex data sets using SQL and other tools to extract insights and identify trends.
Developing junior credit risk and data analysts.

*Research / Data Analysis jobs in south africa
*Senior Credit Risk Analyst – Cape Town in Cape Town
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