Principal: Property Finance

**Job Purpose**
- To maximize sustainable revenue streams through the origination and implementation of profitable specialised debt financing transactions in the Corporate commercial property sector.**Responsibilities**:

- Originate transactions by scanning the market, marketing and pitching ideas and networking.
- Evaluate and help develop new products that would help Nedbank create value for their clients particularly in the Corporate Property Sector.
- Execute transactions by structuring, analysing, negotiating, managing and pitching the deal.
- Manage costs and contribute to Business Unit cost efficiency by operating within the allocated budget.
- Build strong working relationships with internal stakeholders by networking, fostering collaboration, regular communication and complying with the governance and controls.
- Build and maintain external stakeholder relationships by networking / conferencing, maintaining regular contact, ongoing communication, site visits and pitching ideas.
- Ensure compliance by sanctions checking and adhering to (FICA, Internal and Environmental) regulations, policies and procedures.
- Manage deal implementation by structuring, negotiating and attending to legal matters & Conditions precedent (CP).
- Ensure ongoing risk management by reviewing risk annually, assessing performance, undertakings, client visits and engaging with Transaction and Credit.
- Improve performance of team by providing on the job training, knowledge sharing and identifying suitable formal & informal training.
- Get involved in non-deal specific projects by providing expert advice & training, testing and implementing.
- Contribute to the achievement of the business strategy, objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems, process, services and solutions are aligned
- Monitor and assess credit exposure for any increase in risk by assessing exposures for appropriateness taking into consideration the client business performance and market conditions.
- Adapt to changes in all relevant legislation and industry trends by attending relevant training sessions or informal meeting with relevant divisions.
- Manage internal stakeholder relationships by collaboration across all clusters; clear communication; agreeing on objectives and timelines and requesting stakeholder input in decision making.
- Minimum Experience Level- 6 to 8 years’ experience sourcing, securing and assessing new deals and establishing client relationships in Corporate and Investment Banking (CIB)
- Knowledge related to Investment Banking products and formulating wholistic solutions for clients.
- Strong credit risk skills would be advantageous

**Essential Qualifications - NQF Level**
- Post-graduate degree in Finance/Accounting/Property Studies or similar
- Preferred Qualification- Masters Degree in Commerce, Accounting, Sciences, or other relevant field
- Preferred Certifications- Chartered Accountant (SA) or Chartered Financial Analyst (CFA)

**Technical / Professional Knowledge**
- Banking procedures
- Business Acumen
- Industry trends
- Microsoft Office
- Principles of project management
- Relevant regulatory knowledge
- Relevant software and systems knowledge
- Risk management process and frameworks
- Business writing skills
- Cluster Specific Operational Knowledge
- Behavioural Competencies- Customer Focus
- Work Standards
- Building partnerships
- Advancing Sales Discussions
- High-Impact Communication
- Managing Work
- Sales Disposition
- Sales Negotiation

**Employment Equity Statement**
- **Preference will be given to underrepresented groups- **_Please contact the Nedbank Recruiting Team at +27 860 555 566_