Agricultural Banking Manager

3 weeks ago


Kimberley, Northern Cape, South Africa Fempower Personnel Full time
Main Purpose of the Job

The Financial Services Manager is responsible for fostering strong client relationships throughout the entire client lifecycle. This involves end-to-end Client Relationship Management and Client Experience Management.

The successful candidate will be responsible for growing the lending Loan Book in relation to the Client Segmentation model for commercial and development farmers. This will involve identifying new business opportunities and developing strategies to acquire new clients.

The Financial Services Manager will work closely with members of the Agriculture Economics & Advisory Division, Risk Management, and other stakeholders to construct deals. This will involve analyzing and interpreting financial statements, assessing business cases, and providing recommendations on the viability of loan applications.

Key Responsibilities
  • Market products and services to existing clients and/or new clients
  • Grow the lending Loan Book in relation to the Client Segmentation model
  • Identify new business opportunities and develop strategies to acquire new clients
  • Analyze and interpret financial statements
  • Assess business cases and provide recommendations on the viability of loan applications
Requirements
  • Relevant 3-year qualification in commerce, business, banking, or other relevant and equivalent qualifications
  • Experience in the management of client relationships, preferably in a financial and customer-facing environment - 3 to 5 years
  • Knowledge to assess a business case for an agricultural farming business and the competency to interpret financial statements, and do financial calculations - 1 to 2 years
  • Basic knowledge of credit principles and practices and relevant legislation - 3 years
Critical Competencies
  • Microsoft Office
  • Analytical Skills
  • Customer Service Orientation
  • Financial / Business Acumen
  • Agricultural Industry
  • Organisational analysis and market evaluation
  • Strategy analysis and governance assessments
  • Credit Risk assessment
  • Structuring of Corporate and Commercial transactions
Additional Requirements
  • Valid SA driver's license
  • Willing to travel extensively
  • Extended hours as and when required


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