Card Payment Optimization Specialist

7 days ago


Johannesburg, Gauteng, South Africa TalentintheCloud PTY Limited (trading as titc) Full time

Payment Network Specialist

**Job Overview**

TalentintheCloud PTY Limited (trading as titc) is seeking a highly skilled Card Payment Optimization Specialist to join our team. As a Payment Network Specialist, you will be responsible for optimizing our clients' card payment interchange and network billing.

**Key Responsibilities**

* Analyze fees and costs paid by banks to the scheme networks (Visa and MasterCard)
* Identify errors and anomalies in scheme billing data
* Conduct card interchange reviews (earned and paid)
* Troubleshoot billing errors and discrepancies
* Consult with our client banks and fintech clients on how to improve and optimize the services they utilize from Visa and MasterCard
* Stay up-to-date with the latest industry trends, regulations, and billing standards related to Visa and MasterCard payments
* Analyze card data, benchmarks, and generate reports on payment performance, trends, and potential areas for improvement

**Requirements**

* Experience in card payments (worked at a bank, fintech, or Visa and MasterCard)
* Experience in working or liaising and interacting with Visa and/or MasterCard and understanding their services and billing
* Card Issuing and/or acquiring experience
* Understanding of Visa and/or MasterCard services and billing invoices
* Understanding of card interchange and how it is calculated
* Understanding of authorization, clearing, and settlement of card transactions
* Attention to detail
* Excellent knowledge of Excel, PowerBI, or similar data tools
* Ability to work with data
* Bachelor's degree in finance, business, or a related field
* Excellent analytical and problem-solving skills, with the ability to identify and resolve card-related issues efficiently
* Strong attention to detail and accuracy in handling financial data and reconciliations
* Effective communication skills, both verbal and written, to interact with internal teams, clients, and external stakeholders
* Ability to work independently and prioritize tasks in a fast-paced environment
* Up-to-date knowledge of the latest industry trends and developments in card payments and billing

**What We Offer**

* A dynamic and supportive work environment
* Opportunities for professional growth and development
* Competitive salary and benefits package

**How to Apply**

If you are a motivated and experienced Card Payment Optimization Specialist looking for a new challenge, please submit your application.



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