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Credit Risk Manager
2 months ago
**Credit Risk Manager (Banking/Finance/Retail)**
**Competitive Salary**
**Permanent position with great benefits**
Constant Group is partnered with a multinational credit retailer, currently expanding. They’ve just created a new and exciting role for a Credit Risk Manager to join their professional and supportive team in Sandton.
**Role overview**:
- Contribute/help scale the point of sale of telecom products finance portfolio.
- Involved in the launching of portfolios in new markets.
- Use data warehouse to build analysis, policy recommendations, pricing & controls that optimise risk outcomes for our client’s business.
- Define a roadmap to improve product profitability & risk kpi’s.
- Provide data driven insights and policy updates working with a broad set of stakeholders including executives, fraud, product, engineering and marketing teams.
- Work closely with the data science team to price & implement ML & AI models that optimize portfolio outcomes.
- Retail forecasting and stress testing.
- Ownership of the asset performance portfolio and managing relationships with these stakeholders.
**Requirements**:
- Relevant degree
- finance/economics/maths/industrial engineering/data science etc.
- Min. 4 years’ experience in credit risk management preferably from banking/finance/retail or similar industry.
- Excellent communication & stakeholder relations skills.
- Excellent SQL (including concepts like CTE & window functions).
- Proficient in Python or R.
- Good understanding of statistical tools & methods.
- Experienced working with large data sets.
- Experience running multivariate tests.
- Good analytics, problem solving skills.
- SA Citizen
Pay: R70 000,00 - R90 000,00 per month
**Education**:
- Bachelors (required)
**Experience**:
- SQL: 3 years (required)
- Credit Risk Management: 4 years (required)
- Data warehouse: 2 years (required)
- Python/R: 2 years (required)
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