Senior Manager Enterprise Risk and Credit

4 weeks ago


Isando, South Africa Barloworld Equipment Full time

**Key outputs**
- Design, implement and maintain an enterprise-wide (divisional) risk management strategy, policy framework and plan.
- Manage the implementation of all aspects of the risk function at a divisional / enterprise level, including implementation of processes, tools and systems to identify, assess, measure, manage, monitor and report risks, within the Barloworld Limited framework for risk management.
- Assist in the development and management of processes to identify and evaluate cross-functional risks.
- Manage the process for elevating risks to more senior levels when appropriate.
- Facilitate the high-level risk assessment process, which includes the facilitation of workshops across regions and territories at various levels of the organisation.
- Risk evaluation, including the monitoring and tracking of risk mitigation plans and testing the effectiveness of risk mitigation controls.
- Risk reporting in an appropriate way within Barloworld Group guidelines, for different levels of management within the operations. E.g.: To the exec/board to highlight the most significant risks, to Ops/General managers to ensure they are aware of risks relevant to their business unit and to individuals to understand their accountability for individual risks.
- Review ancillary processes such as business continuity plans and disaster recovery plans/tests, to mitigate risks and assess effectiveness.
- Liaise with internal and external auditors relative to the risk management function and operate as part of a system of proactive and combined assurance.
- Provide support, education and training to staff to build risk awareness within the organisation;
- Involvement with different functional areas and relevant internal stakeholders to ensure sound risk identification and mitigation in new projects.
- Manage a multi-disciplinary cross-functional risk management forum to facilitate understanding and communication of the risk environment within the business.
- Develop and maintain a system of data analytics for purposes of trend analysis which provides requisite business intelligence to inform risk-based decision-making.
- Overseeing the credit risk and credit management of the business.

**Primary Outputs**
- Manage the implementation of business assurance and plans at regional and territory level as prescribed
- Monthly internal audit reporting as prescribed by the relevant Executives, Management and Committees
- Preparation of monthly reports on the status of implementation of agreed management actions.
- Manage the process for escalating open audit findings to more senior levels of management when
- Facilitate testing of effectiveness of controls where management has confirmed that audit findings have

by the Risk Management Committeeappropriate.been closed.
- Conduct comparative analysis between the control assessment and the relevant internal audit
- reports and
- Assist in providing support, education, and training to employees to build and entrench a culture of management of risk and controls within the organisation.
- Manage fortnightly Credit Committee meeting, including credit committee papers and agenda management
- Provide credit risk assessments and reviews as requested by the Credit Committee and CFO/FD
- Ensure and manage credit risk concentration and credit policy management
- Monitor and report on overdue debtors monthly and weekly for the Operational Executive Meeting
- Deal flow management to ensure deals not financed by CAT Finance are managed and referred to 2nd financial
- Ensure management of CAT / Barloworld Equipment Service Level Agreement
- This role will be required to be a credit business partner to the operations by advising operations on business transactions.
- Governance: will be an active member on the Credit Committee of Barloworld Equipment and in managing the Credit Committee along with the Chairperson of the Credit Committee.
- The manager will be required to be involved in projects that have a credit management element. As the assurance manager the manager is responsible for managing the business assurance function supported by the business assurance officer.
- Business Assurance entails the oversight of internal controls and business risks. This would involve assessment of internal controls of various operational sites and functions, following up on audit findings and implementation thereof and assessing controls from Risk Management Committee.
- Ensure annual reviews of customers program is completed by operations
- Active management and oversight of debtors' accounts
- Must be able to suggest plans to integrate new and existing processes.
- Identify processes for improvement, document existing processes, identify and analyse gaps between

summarize feedback with recommendations to various levels of management. institutions current processes and the desired state.

**Minimum Required Qualification**:

- Bachelor's Degree in auditing, commerce, accounting, finance, risk manageme



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