Specialist: Monitoring

3 days ago


Pretoria, South Africa PreBless Group Full time

**ROLE OVERVIEW**:

- To proactively monitor the credit health and risk on assigned portfolio of client accounts with exposures of R1 million and less; in terms of the loan agreements and provide regular reporting on the overall performance of the portfolio
- To undertake the execution of the risk and loss mitigation strategies throughout the loan monitoring and arrear management value chain in an effort improve the quality of the book, thereby reducing the account flows to underperforming and non-performing statuses.
- To ultimately deliver on the Portfolio Management Services vision of being the world class monitoring and arrear management environment by implementing industry best practice strategies through execution of the optimised processes and procedures.

**QUALIFICATIONS AND EXPERIENCE**
- 3 year Bachelor degree/or advance diploma
- ** 3 to 5 years experience in**:

- ü Banking
- ü Account Management / Client portfolio management
- ü Debt recovery /Collections
- ü Business / Credit Analysis
- ü Financial Analysis/Spreading

**Critical Competencies**:

- Financial & Risk Management including Assessments
- Business Acumen
- Agricultural Economics value chain
- Relevant Legislation
- Collection& Recoveries Management
- Portfolio Management

**KEY PORTFOLIO AND PERFORMANCE FOCUS AREAS**
- ** Proactive Portfolio Monitoring Management**
- ü Update the loan collateral information on the collateral management system and diarise the frequency of the inspections as per the asset classification policy requirements
- ü Diarise required activities to monitor the client account in accordance to prescribed policies, processes and procedures and follow up of loan conditions;
- ü Follow up on insurance ceded to the bank and update Collateral Management System with insurance values.
- ü **Query/Complaint Resolution**:

- ü Resolve client enquiries, queries and complaints within the agreed timelines in line with the customer charter
- ü Attend to walk-in clients
- ü Compile payments endorsements on all payments received on client accounts
- ü **Monitoring of the expected Instalment due**:

- ü Draw list of expected instalments from the IT system 3 months in advance
- ü Verify instalment amounts to ensure correctness and rectify if need be.
- ü For final instalments; verify calculations and ensure cancellation costs have been included.
- ** Conduct Financial Analysis**:

- ü Obtain the Management Accounts/ audited financial statements as per the loan conditions timelines and conduct a financial & risk assessment utilising the appropriate risk tools
- ü Depending on the outcome of the assessment; follow the appropriate strategy as per the PMS Policy and compile a report on the outcome of all assessments highlighting risks, irregularities, business deterioration and insights
- ** Proactive Collateral Management**:

- ü Release valuations on the Collateral Management System (CMS) once the upload is concluded upon receipt of the CMS report.
- ü Manage securities on the client account by initiating CMS inspections prompted by the diary system as well as valuation expiry reports and update the Loan Condition Register at the required intervals
- ü Draw and analyse CMS coverage gap report to identify gaps and take steps to bridge collateral coverage gaps by acquiring additional security or redemption of debt.
- ** Proactive Arrears and Default Management**:

- ü Extract the unpaid report to identify clients who have not complied with their payment obligations and execute the risk mitigation strategy by undertaking the following activities: 1st instalment defaulters and 1st payment defaulters
- ü Engage client and ascertain reason for non-payment
- ü Where relevant make an arrangement with the client, diarise, send reminders and follow up
- ü Refer client to Workout & Restructuring where viable.
- ** Drive and ensure adherence to the governance, risk & controls and management thereof in line with the Land Banks Risk & Compliance Framework**:

- ü Maintain customer account information on the banks systems in line with the Banks current records management policy.
- ü Keep records of all correspondence with clients as part of record management.
- ü Manage client files in terms of the Banks current Records Management Policy.
- ü Compile various reports as required for the different governance structures and obtain sign-off and approval from Specialist before sending out reports.
- ü Maintain the relevant systems as required.
- ** Manage Stakeholder Relationships**:

- ü Work with the provincial office team, management and committees to establish the control environment that appropriately manages the prevention of inflows into delinquency and defaulting account statuses by:

- ü Reporting appropriately and adequately on portfolio information;
- ü Ensuring timeous hand over of accounts:

- ü to CDB for Refinancing
- ü to W&R for a possible restructure or turnaround or
- ü to legal to effect legal



  • Pretoria, Gauteng, South Africa UNICEF Full time

    OverviewUNICEF South Africa is seeking a highly skilled Programme Monitoring and Evaluation Specialist to join its team. The successful candidate will play a critical role in ensuring the effective monitoring and evaluation of programmes to achieve results for children in South Africa.About UsUNICEF works in over 190 countries and territories to save...


  • Pretoria, Gauteng, South Africa UNICEF Full time

    Job OverviewWe are seeking a highly skilled Strategic Planning and Monitoring Specialist to join our team in South Africa. As a key member of our Country Office, you will be responsible for providing strategic leadership to planning, monitoring, evaluation, and innovation within the office.Responsibilities


  • Pretoria, South Africa Affirmative Portfolios Full time

    **Specialist: Monitoring and Reporting - Pretoria - R744 255pa** **6 - 9 Month Fixed Term Contract** **Purpose**: To monitor and track the performance of a portfolio of Jobs Fund projects, to provide regular reporting on their progress, and to conduct/manage knowledge-generating projects (e.g. evaluations, case studies, etc.), which would include the...


  • Pretoria, South Africa Edge Executive Search Full time

    Our client in the public sector is looking for a seasoned Planning, Monitoring and Evaluation Specialist to support the organisation and the strategy department in the development, implementation and maintenance of the organisations’ corporate and operational plans. Plans include the following, Strategic Plan, Annual Performance Plan, Transformation Plan...


  • Pretoria, South Africa Fempower Personnel Full time

    Our client has an opportunity available for a Specialist in Monitoring and Arrear Management based in Pretoria. **Requirements**: - 3-year bachelor’s degree or advance diploma. - 3 to 5 years' experience in: - Banking. - Account Management or Client portfolio management. - Debt recovery or Collections. - Business or Credit Analysis. - Financial Analysis...


  • Pretoria, South Africa Six Sense Full time

    Gauteng, Tshwane (Pretoria) A well-established business is seeking to appoint a Specialist: Monitoring & Arrear Management (FTC) - 24 months contract. **Qualifications & Experience**: - 3 year Bachelor degree/or advance diploma - 3 to 5 years' experience in: - Banking - Account Management / Client portfolio management - Debt recovery /Collections -...


  • Pretoria, South Africa Mercedes-Benz South Africa Ltd Full time

    **Aufgaben**: - Specialist Dealer Monitoring - Objective of the job: - To perform and report on audits conducted on the Mercedes-Benz Dealer/Agent Operating Standards, MBSA Distribution Policy, MBFS floorplan, MBC New Business Model and to ensure (where applicable) all are in compliance to the Company's Integrity & Anti Bribery Codes, Conflict of Interest...


  • Pretoria, South Africa Land Bank Careers Full time

    **Job Advert Summary**: The Land and Agricultural Development Bank of South Africa (Land Bank) is South Africa’s only specialist agricultural bank established in 1912, the bank’s sole objective is to serve South African commercial and emerging farmers and bring specially designed financial services within their reach. These services enable farmers to...

  • Office Administrator

    7 months ago


    Pretoria, South Africa Specialist Confectionery Full time

    A specialist confectionery business in Pretoria requires a capable admin to perform various administration, reconciliation and monitoring roles of our business processes - Must have at least 3 years experience in office administration - Strong administration capabilities and high level of responsibility - Excellent MS Office and PC skills, especially...


  • Pretoria, South Africa Afrique Connection Consultancy Full time

    Monitoring and Evaluation Manager will provide strategic leadership on monitoring, evaluation, research, reporting and learning of CCM interventions and directly manage MERL activities in NW. S/he will manage subaward MERL activities in KZN, MP, GP and EC including strengthening of M&E partnerships to ensure effective working relations to support effective...


  • Pretoria, South Africa Mediro ICT Full time

    You will be involved in the maintenance and operation of a global Digital Workspace infrastructure for virtual devices. Be a maintenance and operations focused team member for cloud and on premises VDI platforms. Make sure that the infrastructure for VDI platforms run smoothly. Actively work on constantly improving operational excellence including automation...


  • Pretoria, South Africa Fempower Personnel Full time

    Our client has an opportunity available for an Assistant in Monitoring and Arrear Management based in Pretoria. **Requirements**: - 3-year bachelor’s degree or advance diploma. - 1 to 3 years’ experience in: - Account Management or Client portfolio management. - Debt recovery or Collections. - Business or Credit Analysis. - Financial Analysis or...


  • Pretoria, South Africa Land Bank Careers Full time

    **Job Advert Summary**: The Land and Agricultural Development Bank of South Africa (Land Bank) is South Africa’s only specialist agricultural bank established in 1912, the bank’s sole objective is to serve South African commercial and emerging farmers and bring specially designed financial services within their reach. These services enable farmers to...


  • Pretoria, South Africa Exxaro Recruitment Full time

    **Job Advert Summary**: **PURPOSE**: - To partner with business units to translate strategic programs into actionable initiatives. - Create and maintain a strategy dashboard to track progress against the company's strategic goals, including setting and monitoring of KPIs and Key Results. - Model and implement the strategy implementation roadmap. - Identify...


  • Pretoria, South Africa PreBless Group Full time

    **ROLE OVERVIEW**: ü To proactively monitor the credit health and risk on assigned portfolio of client accounts with exposures of R1 million and less; in terms of the loan agreements and provide regular reporting on the overall performance of the portfolio ü To undertake the execution of the risk and loss mitigation strategies throughout the loan...


  • Pretoria, South Africa ACDIVOCA Full time

    Overview: ACDI/VOCA is currently seeking a Monitoring, Evaluation and Learning Specialist for an upcoming Service Learning Corps Assignment in Sounth Africa. Tanager, a subsidiary of ACDI/VOCA, is implementing the Imbewu Farmer Development Program in South Africa and requests volunteer assistance to collaborate with project staff to analyze farmer actions...


  • Pretoria, South Africa Hutech Head Office Full time

    **Position: Oracle Fusion Middleware Specialist** **Industry: Information Technology** **Location: Pretoria - Gauteng** **Salary: Market Related** **Responsibilities**: - Monitor, build and maintain integrations of deployed Oracle Middleware products (WebLogic, WebCenter). - Monitor and optimize middleware. - Monitor and implement security...


  • Pretoria, South Africa Chemonics International Full time

    Chemonics seeks a Monitoring, Evaluation and Learning (MEL) Director for the USAID Empower Southern Africa (ESA) project. ESA is a 5-year regional program that covers South Africa, Lesotho, Eswatini, Botswana, Namibia, Angola, Zimbabwe, Zambia, Malawi, Mozambique, Madagascar, Comoros and Sao Tome and Principe. The primary purpose of ESA is to increase the...


  • Pretoria, Gauteng, South Africa Liberty Group South Africa Full time

    **Job Title:** IT Systems Support Specialist We are seeking a highly skilled and experienced IT Systems Support Specialist to join our team at Liberty Group South Africa. This is an exciting opportunity for a talented professional to take on a challenging role in a dynamic environment. **About the Role:The IT Systems Support Specialist will be responsible...


  • Pretoria, South Africa Professional Sourcing Full time

    **Job Overview**: **Specialist: IT Governance, Risk and Compliance Specialist (24-Month Fixed-Term Contract)** - The position is limited to previously disadvantaged groups due to BBBEE requirements._ - _ **Location: Pretoria, Gauteng** There is a newly created job opportunity available at a **highly recognised financial institution** for a **Specialist: IT...