Credit Analyst: Monitoring and Reporting

5 months ago


Johannesburg, South Africa Nedbank Full time

Job Family- Credit
- Career Stream- Credit Management
- Leadership Pipeline- Manage Self: Technical

**Job Purpose**
- To provide support by monitoring and reporting on the quality of the book profile for Credit Risk Nedbank Property Finance to enable effective risk management, in line with the business strategy.

**Responsibilities**:

- Give an overview of the book by developing and preparing portfolio review presentations based on Management Information Systems (MIS).
- Provide feedback monthly by drafting business reports as at month end.
- Build and maintain effective working relationships by attending regular staff meeting and team building sessions.
- Build strong relationships by engaging with stakeholders on credit processes, policies, information and documentation.
- Build intellectual capital of the team by knowledge sharing with all stakeholders.
- Meet stakeholder expectations by delivering output and resolving queries within turnaround times.
- Enhance policies and procedures by identifying and reviewing ineffective processes and systems.
- Enhance processes by constantly seeking innovative improvements to the credit systems.
- Manage quality of portfolio by enforcing adherence to bank policies, process and procedures and industry regulations.
- Implement sound credit risk management by providing advice on credit risk matters to stakeholders.
- Identify training courses and career progression for self through input and feedback from management.
- Ensure all personal development plan activities are completed within specified timeframe.
- Share knowledge and industry trends with team and stakeholders during formal and informal interaction.
- Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).
- Participate and support corporate responsibility initiatives for the achievement of business strategy (e.g.. Green Strategy).
- Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.
- Essential Qualifications - NQF Level- Advanced Diplomas/National 1st Degrees
- Preferred Qualification- Bachelor of Commerce: Accounting, or Statistics.
- Certificate in Business/Finance/Property Studies etc
- Minimum Experience Level- 3-5 years’ experience in Credit Risk support (Business and/or Administration will be acceptable)
- Technical / Professional Knowledge- Business administration and management
- Financial Accounting Principles
- Governance, Risk and Controls
- Operations planning
- Principles of project management
- Relevant regulatory knowledge
- Service level agreements
- Change management
- Communicate principles
- Above average knowledge of Office 365
- SAP system used in Property Finance
- Management information and reporting principles, tools and mechanisms
- Behavioural Competencies- Building Partnerships
- Customer Focus
- Driving for Results
- Managing Work
- Continuous Improvement
- Building Partnerships
- Customer Focus
- Driving for Results
- Managing Work
- Continuous Improvement
- **_Please contact the Nedbank Recruiting Team at +27 860 555 566_


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