Senior Credit Analyst

2 weeks ago


Johannesburg, South Africa RPO Recruitment Full time

Our client, an established Investment Manager, is currently seeking a Senior Credit Analyst with Asset Management experience to join their team of professionals in Johannesburg.

**Responsibilities**:

- Analyze financial data and credit history to determine the likelihood of a borrower honoring their financial obligations
- Evaluate the overall creditworthiness of existing and prospective clients
- Complete detailed financial ratio, trend, and cash flow analyses
- Create projections and forecasts based on financial data
- Prepare credit risk assessment reports and make recommendations to senior management
- Stay updated with market trends, legal and compliance requirements, and industry best practices
- Ensure compliance with credit policies and guidelines
- Monitor loan portfolios for compliance and risk assessment
- Collaborate with internal teams and stakeholders to gather relevant information
- Stay informed about changes in regulations and market conditions that may impact credit decisions

**Requirements**:

- Proven working experience as a Credit Analyst, preferably in a senior role
- 3-5 years Asset Management experience
- Strong knowledge of financial analysis, credit risk assessment, and credit evaluation methodologies
- Familiarity with regulatory requirements and compliance guidelines
- Excellent analytical skills with attention to detail
- Ability to effectively communicate complex financial information to stakeholders
- Proficient in using financial software and tools for analysis and reporting
- Bachelor's degree in Finance, Accounting, or a related field
- Professional certifications in credit analysis or risk management are a plus
- Experience in the banking or financial services industry is preferred
- Ability to work independently and collaborate with cross-functional teams
- Strong problem-solving and decision-making skills

**Benefits**:

- Market-related salary

Contact RPO Recruitment for your next career opportunity.

We will contact you telephonically in 3 days should you be suitable for this vacancy. If you are not suitable, we will put your CV on file and contact you regarding any future vacancies that arise.


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