Senior Credit Risk Analyst

4 weeks ago


Johannesburg, Gauteng, South Africa Credit Link Placements Full time

At Credit Link Placements, we are seeking an experienced Senior Credit Risk Analyst to join our team. The successful candidate will be responsible for assessing and mitigating risk by carrying out a comprehensive credit risk function.

Key Responsibilities:

  • Assess client's business, financial statements, and management accounts to provide recommendations on new accounts and existing accounts annually.
  • Record new account information in the new accounts register within 3 hours of receipt of documents.
  • Update new accounts register daily with the progress of the account.
  • Discuss requirements of the client with Commercial teams.
  • Review all documents received - Business Application, STCs, company documents, and motivation.
  • If STCs are amended, ensure legal has reviewed and given the go-ahead.
  • Obtain necessary credit bureau reports, trade references, and general research on the internet for the client.
  • Prepare ratios on the Credit Report Assessment document if Audited Financial Statements are received.
  • Visit clients as financials may need to be reviewed at the client premises.
  • Process should be completed within 1 to 2 days, and then review with the GCM.
  • If risk is high, AFS and or guarantee is requested once discussed with the GCM.
  • Ensure monthly re-vett schedule is completed, and necessary accounts are reviewed.

Requirements:

  • Bachelor's degree in relevant field.
  • Credit management certification (Credit Management 4 or 5).
  • Strong analytical and problem-solving skills.
  • Excellent communication and interpersonal skills.

We offer a competitive salary range of R550,000 - R700,000 per annum, depending on experience, plus benefits.



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