Credit Origination Analyst
4 days ago
Responsible for the oversight on the origination of deals and management of Credit and investment risk at the onboarding stage.
**Qualification and Experience** Qualifications**:
- B Com degree or an equivalent qualification
**Knowledge and Experience**:
- 5 to 8 year’s relevant experience in a financial institution.
- Understanding and knowledge of credit risk management or deal origination with strong emphasis on risk identification, assessment and mitigation.
- Knowledge and Understanding of credit risk and any associated risks prevalent in the financing of transactions/projects.
- Portfolio management experience will be an advantage
**Roles and Responsibilities**
- Providing the necessary support required by Senior Origination Managers and Credit Evaluation Managers in the Deal Development process.
- Conduct research and credit analysis on deals that are at basic assessment stage.
- Ensuring that potential deals at basic assessment are in line with mandate, Risk appetite framework and Credit policies.
- Performance and provision of indicative risk grading and pricing.
- Conducting credit checks and other necessary checks required at origination stage.
- Assist with the clearing of drawdown conditions.
- Communicate the Organisation’s Risk Appetite to front line and encourage adherence and conduct within the stipulated appetite levels.
- Assist with the review and continuous enhancement of Credit submission templates.
- Challenge existing methodologies and develop innovative ways to enhance the credit risk origination systems and procedures and the Credit submission templates.
- Being the voice of risk at SBU internal meetings and cultivate a holistic risk-aware culture within operation divisions.
- Work alongside Senior Origination Managers to inculcate production of succinct and high-quality reports that assist in efficient decision making
- Collaboration with Evaluation Managers to ensure alignment on risk appetite and terms of credit.
- Assist with the development of differentiated, superior solutions (solution engineering) that meet stakeholder and business requirements
**Job Requirements** TECHNICAL/FUNCTIONAL COMPETENCIES**
Problem Solving
Report writing Skills
Strong attention to detail and data validity
Strong Analytical Skills
Planning and Organizing
**BEHAVIOURAL COMPETENCIES**
Good Communication Skills
Self-motivated and self-driven skills
Interpersonal Skills
SIGNATURES
Job Reference: IDC00383
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