Credit Origination Analyst

3 months ago


Sandton, South Africa IDC Full time

Responsible for the oversight on the origination of deals and management of Credit and investment risk at the onboarding stage.
**Qualification and Experience** Qualifications**:

- B Com degree or an equivalent qualification

**Knowledge and Experience**:

- 5 to 8 year’s relevant experience in a financial institution.
- Understanding and knowledge of credit risk management or deal origination with strong emphasis on risk identification, assessment and mitigation.
- Knowledge and Understanding of credit risk and any associated risks prevalent in the financing of transactions/projects.
- Portfolio management experience will be an advantage

**Roles and Responsibilities**
- Providing the necessary support required by Senior Origination Managers and Credit Evaluation Managers in the Deal Development process.
- Conduct research and credit analysis on deals that are at basic assessment stage.
- Ensuring that potential deals at basic assessment are in line with mandate, Risk appetite framework and Credit policies.
- Performance and provision of indicative risk grading and pricing.
- Conducting credit checks and other necessary checks required at origination stage.
- Assist with the clearing of drawdown conditions.
- Communicate the Organisation’s Risk Appetite to front line and encourage adherence and conduct within the stipulated appetite levels.
- Assist with the review and continuous enhancement of Credit submission templates.
- Challenge existing methodologies and develop innovative ways to enhance the credit risk origination systems and procedures and the Credit submission templates.
- Being the voice of risk at SBU internal meetings and cultivate a holistic risk-aware culture within operation divisions.
- Work alongside Senior Origination Managers to inculcate production of succinct and high-quality reports that assist in efficient decision making
- Collaboration with Evaluation Managers to ensure alignment on risk appetite and terms of credit.
- Assist with the development of differentiated, superior solutions (solution engineering) that meet stakeholder and business requirements

**Job Requirements** TECHNICAL/FUNCTIONAL COMPETENCIES**
Problem Solving
Report writing Skills
Strong attention to detail and data validity
Strong Analytical Skills
Planning and Organizing

**BEHAVIOURAL COMPETENCIES**
Good Communication Skills
Self-motivated and self-driven skills
Interpersonal Skills
SIGNATURES

Job Reference: IDC00383



  • Sandton, South Africa TalentCru Full time

    About TalentCruTalentCru is a leading financial institution seeking a seasoned professional to lead its Credit Origination team. As a Strategic Credit Origination Leader, you will play a critical role in driving the company's growth by originating new transactions and expanding existing client relationships.Job DescriptionThe successful candidate will have a...


  • Sandton, South Africa TalentCru Full time

    TalentCru is a dynamic and innovative company that seeks a Head of Credit Origination and Risk Management to lead our credit origination team. As a seasoned professional in credit risk management, you will be responsible for developing and implementing effective risk management strategies, driving business growth, and ensuring compliance with regulatory...


  • Sandton, South Africa TalentCru Full time

    We are pleased to announce an exciting opportunity for a Senior Credit Risk Manager - Origination to join our organization. In this role, you will be responsible for overseeing credit origination processes, ensuring adherence to regulatory requirements, and driving business growth through strategic risk management.Estimated Salary: $120,000 - $180,000 per...


  • Sandton, South Africa TalentCru Full time

    Leadership and management of the team to deliver on the requirements of Credit Risk Origination, ensuring efficiencies in originating new transactions and additional funding to existing clients.andTo partner with the Business Unit in the allocation of resources and/or become part of the core client assessment team with an aim to bring experience, diversity...


  • Sandton, South Africa TalentCru Full time

    TalentCru: A Premier Employer in Financial ServicesWe are seeking a highly skilled Credit Risk Origination Strategist to join our esteemed team at TalentCru. As a leading employer in the financial services sector, we pride ourselves on offering competitive salaries and benefits to our employees.

  • Credit Risk Analyst

    2 months ago


    Sandton, South Africa Lesaka Technologies Full time

    Lesaka Technologies is seeking a detail-oriented and analytical Credit Risk Analyst to join our team. In this role, you will play a crucial part in assessing and managing credit risk across the entire lifecycle of our unsecured loans portfolio, from origination to collections and provisions. You will monitor portfolio performance, create and maintain...


  • Sandton, South Africa TalentCru Full time

    Job SummaryTalentCru seeks an exceptional Chief Risk Origination Strategist to join our team. This is a unique opportunity to leverage your expertise in credit risk origination, leadership, and management to drive business growth while ensuring the highest standards of risk management.The ideal candidate will have a strong track record of success in credit...

  • Senior Credit Analyst

    1 month ago


    Sandton, South Africa Boardroom Appointments Full time

    Senior Credit Analyst - 6-Month Contract  Qualifications:Bachelor's degree in Finance, Statistics, Mathematics, Economics, or a related field; Masters degree preferred.5+ years of experience in credit risk modeling, data analysis, or business analysis, with a focus on model unpacking and data sourcing.Strong understanding of credit risk models and...

  • Senior Credit Analyst

    7 months ago


    Sandton, South Africa Palesa Mbali Group Full time

    **Job Title** Senior Credit Analyst **Job Purpose** To manage and maintain risk adjusted pricing and risk ratings in terms of Basel requirements as well as enable value-based management and continued implementation of the Internal Ratings Based Approach within investment banking. **Responsibilities**: - Interpret Financial results based on the annual...

  • Junior Credit Analyst

    7 months ago


    Sandton, South Africa Boardroom Appointments Full time

    **Minimum Requirements**: - Ideally Bachelors degree in Finance, Economics or related field - Minimum 3 years experience as a credit analyst in retail/banking environment - Strong analytical and problem-solving skills - Detail-oriented and able to work independently **Responsibilities**: - Analyse credit data to assess the creditworthiness of borrowers -...

  • Credit Analyst

    6 months ago


    Sandton, South Africa ProfitShare Partners Full time

    **'What We Do'** The Company is growing fast. Our team is constantly developing new features and services that are centred around benefitting our clients and contributing towards helping more South African SMEs grow. What we've created is not just a platform. We've managed to build a community of like-minded people, a place where people help each other...

  • Senior Credit Analyst

    7 months ago


    Sandton, South Africa Boardroom Appointments Full time

    **Minimum Requirements**: - Ideally Bachelors degree in Finance, Economics or related field or CA (SA) or CFA - Ability to query, interpret, and present complex data clearly to support decision-making processes. - Minimum 6 years experience in credit risk analysis in the retail/banking environment, with comprehensive knowledge across the credit lifecycle -...

  • Credit Risk Analyst

    1 month ago


    Sandton, South Africa ProfitShare Partners Full time

    We are seeking a highly skilled Credit Risk Analyst to join our team at ProfitShare Partners. This is an excellent opportunity for a professional who wants to work in a rapidly growing fintech company.About the RoleThe Credit Analyst will oversee our credit-granting process and require a combination of analytical and numerical skills, as well as the ability...

  • Credit Analyst

    7 months ago


    Sandton, South Africa ProfitShare Partners Full time

    "What We Do"The Company is growing fast. Our team is constantly developing new features and services that are centred around benefitting our clients and contributing towards helping more South African SMEs grow.What we've created is not just a platform. We've managed to build a community of like-minded people, a place where people help each other grow, and...


  • Sandton, South Africa Boardroom Appointments Full time

    Role OverviewWe are seeking an experienced Strategic Credit Risk Analyst to join our team at Boardroom Appointments.Key ResponsibilitiesData Management: Identify, source, and analyze relevant data required for model deployment. Ensure data integrity and accuracy in credit risk assessments, and map data flows from source to model while identifying gaps and...

  • Junior Credit Analyst

    7 months ago


    Sandton, South Africa Core Group Full time

    iStore is the home of everything Apple, and Africa’s largest Apple Premium Reseller. With a retail footprint of more than 33 physical and online stores across Africa that provide expert advice, Apple Authorised Repairs, Business, Education, training and technical support for anything and everything Apple. **Purpose**: To provide credit analysis of the...

  • Senior Credit Analyst

    4 months ago


    Sandton, South Africa Core Group Full time

    iStore is the home of everything Apple, and Africa’s largest Apple Premium Reseller. With a retail footprint of more than 33 physical and online stores across Africa that provide expert advice, Apple Authorised Repairs, Business, Education, training and technical support for anything and everything Apple. **Purpose**: To analyse the current and forecast...


  • Sandton, South Africa Absa Bank Limited Full time

    Empowering Africa’s tomorrow, together one story at a time. - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job Summary We...

  • Credit Data Analyst

    7 months ago


    Sandton, South Africa PMG Recruitment Services Full time

    **About the role**: My client is looking for an experienced Credit Data Analyst who**:has strong data analytics capabilities, ** pays attention to detail, **delivers work of a high quality, ** can process, manipulate, and transform large volumes of data (1million+), **perform extensive analysis on data and produce summary results in a visual format to...


  • Sandton, South Africa Armstrong Appointments Full time

    Sandton - Posted 6 hours ago **ABOUT THE COMPANY** Innovative Fintech company. ***PURPOSE/MAIN JOB FUNCTION** Our client is looking for an individual to join their credit team. You will be involved in various parts of the business, including creating campaign files, optimising and automating processes, building scorecards, and data mining. **DUTIES AND...