Credit Analyst

6 days ago


Sandton, South Africa FirstRand Full time

About us, purpose, experience and qualifications

**about us**:

- Helpful
- Effective
- Ethical
- Innovative
- Accountable and you have one simple goal: to improve the lives of customers through simple, effective solutions that meet their needs, contact us today and join a winning team.

**purpose**:

- Analyses credit data to estimate degree of risk in extending credit or lending money. Consults with management to assist in corporate planning.**experience and qualifications**:

- Relevant 3 year degree or diploma. - Minimum of 3 years related experience.-
**additional requirements**:
**responsibilities**:

- Comprehensive understanding of the economic environment, business risks and financial reports with the ability to relate such issues to specific business opportunities and the risk profile of individual clients - Identifying transaction specific risks including credit, taxation, accounting and legal - Introducing risk mitigating measures as input to structure transactions in line with the risk of philosophy of the Bank. - General understanding of the RSA Companies Act, Tax, Commercial Law and legal issues relating to security - Excellent verbal presentation and report writing skills (reports are presented to the Credit Committee and to the Board of Directors). - Keeping up to date with news and events that might affect various individual counterparties and portfolios. - A good understanding of credit grading and credit pricing models. - Modelling, assessing and advising on industry and company specific risks



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