Credit Management Expert
6 days ago
We are looking for a highly skilled Credit Manager to join our team in Sandton.
About the Role:In this key position, you will oversee credit activities across the client portfolio, leading the Credit Analyst and other risk teams. You will ensure robust credit analysis and preparation of credit applications for facility adjustments, collaborating with stakeholders to present well-considered credit recommendations to committees.
The ideal candidate will have a strong analytical mindset, excellent communication skills, and the ability to thrive under pressure. They will also have a comprehensive understanding of credit principles and lending processes, as well as experience in financial statement analysis and IFRS.
Key Responsibilities:
- Conduct detailed credit analysis covering financial, operational, collateral, shareholder, and industry aspects
- Prepare credit papers for client facility adjustments and covenant breaches
- Presentation of requests to the board and Group credit committees
- Engagement with clients for monitoring, identifying credit stress, and assisting in recoveries while ensuring compliance and collaborating with stakeholders to manage credit risk effectively
Requirements:
- Bachelor of Commerce degree in Finance, Accounting or higher preferred
- 3+ years of lending or credit experience required
- Sound credit analysis experience required
- Commercial legal knowledge preferred
Our Benefits:
- Competitive salary and benefits package
- Opportunities for professional growth and development
- A dynamic and supportive work environment
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