Senior Credit Risk Analyst

2 weeks ago


Cape Town, South Africa Unifi Recruitment Full time

**Job Advert Summary**:
**Unifi** is a fast-growing finance and technology company operating in Zambia, South Africa, Uganda
and Kenya. Unifi delivers personal lending products through online, mobile phone and branch
channels. The company is well supported by strong shareholders and a board of directors with vast
experience in entrepreneurship and lending.

Unifi is recruiting a new Senior Credit Risk Analyst to drive the development of credit policy, product
pricing and product features. Included in the role is the development and monitoring of customer
scorecards for both acquisition and existing customer credit policy decisions, as well as analytics
aimed at optimising company profitability from its lending decisions.

management environment and have a passion for African business. A healthy spirit of adventure and
sense of humour would be helpful.

**Learn more about Unifi at**:
**Minimum Requirements**:
**What you must have**:

- Master's or Honors degree in Statistics, Data Science, Actuarial Science or a related field
- Minimum of 5 years of experience as a Credit Risk Analyst or similar role
- Strong experience developing predictive models forecasting probability of default
- Experience and knowledge of provisioning approaches and calculation
- Strong problem-solving and analytical skills
- Excellent communication and collaboration skills
- Experience with programming languages such as Python, R & SAS

**Duties and Responsibilities**:
**What you will be doing**:

- Analyse data sets to identify factors correlated with credit risk outcomes..
- Develop credit risk models that forecast the likelihood of consumer default.
- Assist operations to achieve better credit risk outcomes by integrating models and data
- driven approaches into operational processes.
- Determine risk-based product pricing to achieve profitability hurdles.
- Work with the finance team and other stakeholders to build insights in customer
profitability segments.
- Ensure that provisioning models are updated to sufficiently cover changing credit risk.
- Analyze complex data sets using SQL and other tools to extract insights and identify trends.
- Developing junior credit risk and data analysts.



  • Cape Town, South Africa BigTalent Full time

    **Attention**:Experienced Credit Risk Analysts!** Are you ready to take your career to the next level? Do you thrive in dynamic environments where your expertise makes a significant impact? If so, we have an exciting opportunity for you! Join our esteemed team at one of the leading financial institutions in the industry. As a Senior Risk Analyst, you will...


  • Cape Town, South Africa Ad Talent Africa Full time

    **Who are we**: A leading retail business. **Who are we looking for**: We are looking for a competent and driven Senior Risk Analyst who will be exposed to all aspects of the credit lifecycle: acquisition, marketing, account management and collections. **What will you do**: - Primary tasks include: - Establishing optimal credit risk policies and limit...


  • Cape Town, South Africa Pollock and Associates Full time

    Senior Credit Risk Analyst ICT ~ Retail Cape Town - Western Cape - South Africa You will be pivotal in driving informed decisions through advanced data analysis and risk assessment strategies. Leverage your expertise to shape credit policies, optimise risk management practices, and contribute to the organisation's long-term success. Key Qualifications,...


  • Cape Town, Western Cape, South Africa Unifi Recruitment Full time

    Job Advert Summary:Unifi is a fast-growing finance and technology company operating in Zambia, South Africa, Ugandaand Kenya. Unifi delivers personal lending products through online, mobile phone and branchchannels. The company is well supported by strong shareholders and a board of directors with vastexperience in entrepreneurship and lending.Unifi is...


  • Cape Town, Western Cape, South Africa Pollock and Associates Full time

    Senior Credit Risk Analyst ICT ~ RetailCape Town - Western Cape - South AfricaYou will be pivotal in driving informed decisions through advanced data analysis and risk assessment strategies. Leverage your expertise to shape credit policies, optimise risk management practices, and contribute to the organisation's long-term success.Key Qualifications, Skill...

  • Credit Risk Analyst

    2 weeks ago


    Cape Town, South Africa PayFast Full time

    Payfast by Network, together with the DPO Group, is one of the leading Fintech organisations in Africa. We’re on a mission to exponentially grow the digital economy of Africa by building world-class payment products. Developed in-house, our solutions enable customers to make and receive business payments quickly and securely and allow enterprises to trade...


  • Cape Town, South Africa Ad Talent Africa Full time

    Who are we:A leading retail business.Who are we looking for: We are looking for a competent and driven Senior Risk Analyst who will be exposed to all aspects of the credit lifecycle: acquisition, marketing, account management and collections.What will you do:Primary tasks include :Establishing optimal credit risk policies and limit calculationsAnalyse...


  • Cape Town, South Africa Ad Talent Full time

    Who are we:A leading retail business.Who are we looking for: We are looking for a competent and driven Senior Risk Analyst who will be exposed to all aspects of the credit lifecycle: acquisition, marketing, account management and collections.What will you do:Primary tasks include :Establishing optimal credit risk policies and limit calculationsAnalyse...


  • Cape Town, South Africa Ad Talent Full time

    Who are we:A leading retail business.Who are we looking for: We are looking for a competent and driven Senior Risk Analyst who will be exposed to all aspects of the credit lifecycle: acquisition, marketing, account management and collections.What will you do:Primary tasks include :Establishing optimal credit risk policies and limit calculationsAnalyse...


  • Cape Town, South Africa Ad Talent Full time

    Who are we: A leading retail business. Who are we looking for:   We are looking for a competent and driven Senior Risk Analyst who will be exposed to all aspects of the credit lifecycle: acquisition, marketing, account management and collections. What will you do: Primary tasks include :Establishing optimal credit risk policies and limit calculations...


  • Cape Town, South Africa Ad Talent Full time

    Who are we: A leading retail business. Who are we looking for:   We are looking for a competent and driven Senior Risk Analyst who will be exposed to all aspects of the credit lifecycle: acquisition, marketing, account management and collections. What will you do: Primary tasks include :Establishing optimal credit risk policies and limit calculations...


  • Cape Town, South Africa bp Full time

    Location - South Africa - Cape Town - Travel required - No travel is expected with this role - Job category - Finance - Relocation available - This role is not eligible for relocation - Job type - Professionals - Job code - RQ068547 - Experience level - Intermediate Job summary **Entity**: Finance **Job Family Group**: Finance Group **Job Summary**: The...


  • Cape Town, Western Cape, South Africa TalentintheCloud PTY Limited (trading as titc) Full time

    Job DescriptionA fast-growing and passionate technical engineering company heavily invested in cutting-edge technology, they are currently looking for a Credit Risk Analyst, this role is to assist in building and to deliver a range of data-driven models across the entire credit life cycle. Position Overview:Our client seeks a meticulous and analytical Credit...


  • Cape Town, South Africa TalentintheCloud PTY Limited (trading as titc.io) Full time

    A fast-growing and passionate technical engineering company heavily invested in cutting-edge technology, they are currently looking for a Credit Risk Analyst, this role is to assist in building and to deliver a range of data-driven models across the entire credit life cycle. Position Overview:Our client seeks a meticulous and analytical Credit Risk Analyst,...


  • Cape Town, South Africa TalentintheCloud PTY Limited (trading as titc.io) Full time

    Job DescriptionA fast-growing and passionate technical engineering company heavily invested in cutting-edge technology, they are currently looking for a Credit Risk Analyst, this role is to assist in building and to deliver a range of data-driven models across the entire credit life cycle. Position Overview:Our client seeks a meticulous and analytical Credit...


  • Cape Town, Western Cape, South Africa bp Full time

    Location South Africa Cape Town Travel required No travel is expected with this role Job category Finance Relocation available This role is not eligible for relocation Job type Professionals Job code RQ06854 Experience level IntermediateJob summaryEntity:FinanceJob Family Group:Finance GroupJob Summary:The Senior Credit Risk Analyst role exists to do...

  • Credit Risk Analyst

    3 weeks ago


    Cape Town, South Africa Mindworx Consulting Full time

    Run SQL code to extract granting risk measures and book health measures from the data warehouse. The code already exists just need someone who can run it. - Put together the granting risk measures and book health measures into a powerpoint that is fairly standardised. - If they know something about credit risk this helps as the measures need to be...

  • Senior Risk Analyst

    3 weeks ago


    Cape Town, South Africa Job Crystal Full time

    A dynamic, innovative and inspiring company providing fintech solutions across multiple sectors is looking for a Senior Risk Analyst, who will report to the Risk Manager. The Senior Risk Analyst plays a pivotal role in assessing, analysing, and mitigating risks within the company where Merchant Cash Advances (MCAs) are offered to small and medium...


  • Cape Town, South Africa iLaunch Full time

    Creation of score cards Collection strategies Managing credit risk Risk analysis Matric Degree in Finance, Economics, Statistics, Maths or equivalent 6 Years experience as a Risk Analyst within Financial Services Good Understanding of score card provisioning & collection strategies Between 5 - 7 Years


  • Cape Town, Western Cape, South Africa iLaunch Full time

    Creation of score cardsCollection strategiesManaging credit riskRisk analysisMatricDegree in Finance, Economics, Statistics, Maths or equivalent6 Years experience as a Risk Analyst within Financial ServicesGood Understanding of score card provisioning & collection strategiesBetween - 7 Years