Junior Risk Analyst

6 days ago


Cape Town, South Africa Job Crystal Full time

A dynamic, innovative and inspiring company providing fintech solutions across multiple sectors is looking for a Junior Risk Analyst, who will report to the Senior Risk Analyst.

The Junior Risk Analyst plays a pivotal role in assessing, analysing, and mitigating risks within the company where Merchant Cash Advances (MCAs) are offered to small and medium enterprises (SME) merchants. They will work closely with senior analysts to evaluate creditworthiness, analyse financial data, and contribute to the development of risk management strategies. This position offers an excellent opportunity for growth and learning within the field of risk analysis.

**DUTIES AND RESPONSIBILITIES**
- Preparing data extracts for the data science team.
- Scheduling and automating regular data extracts.
- Ensuring timely and quality risk reporting.
- Developing new or improving existing risk reporting mechanisms.
- Conducting risk-related investigations using Salesforce or host system data.
- Generating control reports to identify data anomalies.
- Promptly raising alerts regarding risk data issues.
- Attaining expert-level proficiency in SQL, Salesforce, and PostgreSQL.
- Documenting reporting and procedural protocols.
- Presenting findings through interpretation.

**REQUIREMENTS**
- Degree in mathematics, statistics, data science, or a related quantitative field.
- Proficiency in Microsoft Excel and other analytical tools; experience with statistical software is a plus.
- Excellent communication skills, both written and verbal, with the ability to present findings and recommendations effectively.
- Detail-oriented with a high level of accuracy in data analysis and reporting.
- Prior experience or internships in credit risk analysis or related fields is preferred but not required.


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