Senior Credit Analyst

2 weeks ago

Johannesburg, South Africa Isilumko Staffing (JHB) Full time

Description

Job Title: Senior Credit Risk Modelling Business Analyst

Position Overview: We are seeking a detail-oriented Senior Credit Risk Modelling Business Analyst with a background in financial services and financial services products. This role requires a strategic thinker with 10+ years of experience in analysing complex business processes, defining problem statements, and delivering practical solutions to meet business objectives. This role focuses on unpacking existing credit risk models and analysing data sources to ensure effective model performance and compliance with regulatory standards. The ideal candidate will possess strong analytical and leadership skills, along with a solid understanding of credit risk frameworks as well as an end-to-end view of how models work within a deployed and managed farmwork. Excellent personal skills with exceptional written and verbal communication skill are required.

Key Responsibilities:

· Data Management: Identify, source, and analyse relevant data required for model deployment. Ensure the integrity and accuracy of data utilised in credit risk assessments. Map the data flows from source to model and identify gaps and issues.

· Documentation: Create comprehensive documentation of current models and data flow, including methodologies, assumptions, and parameterisations. Ensure all documentation meets regulatory and internal requirements.

· Stakeholder Collaboration: Work closely with quantitative analysts and data scientists to enhance model functionality based on insights gathered from data analysis and feedback from stakeholders.

· Leadership & Team Development: Guide and mentor junior analysts in data analysis techniques and model unpacking methodologies. Foster a culture of continuous improvement and knowledge sharing within the team.

· Project Management: Plan and oversee project timelines and deliverables related to model unpacking and data analysis initiatives. Communicate project updates effectively to stakeholders.

· Model Deployment Analysis: Review and unpack existing, deployed credit risk models to assess their effectiveness of the deployment and identify areas for improvement

· Regulatory Awareness: Stay informed on relevant credit risk regulations and industry best practices, ensuring models are in compliance with evolving standards.

Qualifications:

· Bachelor’s degree in Finance, Statistics, Mathematics, Economics, or a related field; Master’s degree preferred.

· 5+ years of experience in credit risk modelling, data analysis, or business analysis, with a focus on model unpacking and data sourcing.

· Strong understanding of credit risk models and frameworks (e.g., PD, LGD, EAD calculations) and experience with model deployment processes.

· Proficient in data analysis tools and programming languages (e.g., Python, R, SAS, SQL) with a strong aptitude for working with large datasets.

· Excellent communication skills with the ability to present complex information clearly to non-technical stakeholders.

· Proven leadership skills with experience in mentoring and guiding teams.

  • Senior Credit Risk Analyst

    2 weeks ago

    Johannesburg, Gauteng, South Africa Credit Link Placements Full time

    At Credit Link Placements, we are seeking an experienced Senior Credit Risk Analyst to join our team. The successful candidate will be responsible for assessing and mitigating risk by carrying out a comprehensive credit risk function.Key Responsibilities:Assess client's business, financial statements, and management accounts to provide recommendations on new...

  • Senior Credit Analyst

    5 months ago

    Johannesburg, South Africa RPO Recruitment Full time

    Our client, an established Investment Manager, is currently seeking a Senior Credit Analyst with Asset Management experience to join their team of professionals in Johannesburg. **Responsibilities**: - Analyze financial data and credit history to determine the likelihood of a borrower honoring their financial obligations - Evaluate the overall...

  • Senior Credit Risk Analyst

    4 weeks ago

    Johannesburg, Gauteng, South Africa Six Sense Consulting Full time

    Job Title: Senior Credit Risk AnalystAbout the Role:We are seeking a highly skilled Senior Credit Risk Analyst to join our team at Six Sense Consulting. As a Senior Credit Risk Analyst, you will be responsible for analyzing and managing credit risk across various portfolios.Key Responsibilities:Develop and implement credit risk management strategies to...

  • Senior Credit Analyst

    6 months ago

    Johannesburg, South Africa FirstRand Full time

    Job Description The Position Ashburton Investments is a new generation investment manager that offers investors access to more sources of return and more ways to manage risk. In the institutional space in South Africa as well as our Global business, we pride ourselves on offering solutions to address clients’ holistic balance sheet needs, and to support...

  • Credit Analyst

    8 months ago

    Johannesburg, South Africa Accounting & Financial Advisory Full time

    **MAIN PURPOSE OF THE JOB** The Credit Analyst is mainly responsible for reviewing the Financial Analysis ‘FINAN’ for completeness and correctness, in line with the financial statements presented by the front-line sales teams. The FINAN is a financial statement spreading tool. This may include simple client structures to complex group or consolidated...

  • Senior Credit Risk Analyst

    1 week ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Job OverviewNedbank is seeking a highly skilled Senior Credit Risk Analyst to join our team.Salary and BenefitsThe successful candidate can expect a competitive salary of approximately R550,000 per annum, plus benefits including medical aid and retirement fund contributions.Key ResponsibilitiesThe Senior Credit Risk Analyst will be responsible for:Managing...

  • Senior Credit Business Analyst

    1 month ago

    Johannesburg, Gauteng, South Africa Deka Minas Pty Ltd Full time

    Deka Minas Pty Ltd is seeking a highly skilled Senior Credit Business Analyst to join their team. The ideal candidate will have a strong background in implementing business solutions and a deep understanding of credit management practices.Key Responsibilities:Define and manage requirements for Murex product modules, including Limits Controller and Basel II...

  • Credit Risk analyst

    6 months ago

    Johannesburg, South Africa Credit Link Placements Full time

    The overall purpose of the job is to assess and mitigate risk by carrying out a comprehensive and quality credit risk function by analyzing the client’s business, financial statements, and management accounts in order to provide a recommendation on new accounts and existing accounts annually. · Record new account information in the new accounts register...

  • Senior Credit Risk Analyst with Transport

    3 weeks ago

    Johannesburg, Gauteng, South Africa Isilumko Staffing Full time

    Isilumko Staffing has partnered with a leading bank to find a highly motivated BCom graduate to join their dynamic Credit Risk team in Sandton. This is an evolving financial services company looking for talent to drive growth and excellence.As a Senior Credit Risk Analyst with Transport, you will be trained on the banking products and be responsible for...

  • Credit Analyst

    1 week ago

    Johannesburg, South Africa Jobted ZA C2 Full time

    Position Title: Credit Analyst Location: Rosebank Experience Required: Minimum 4 Years in a Similar Role Job Overview: We are seeking a highly skilled and analytical Credit Analyst to join our finance team. The successful candidate will be responsible for evaluating the creditworthiness of potential and existing clients, making recommendations based on...

  • Credit Risk Specialist

    1 month ago

    Johannesburg, Gauteng, South Africa Credit Link Placements Full time

    Job Title: Credit Risk AnalystThe primary objective of this role is to provide a comprehensive and quality credit risk function by analyzing client business, financial statements, and management accounts to make informed recommendations on new and existing accounts.Key Responsibilities:Record new account information in the new accounts register within 3...

  • Senior Credit Analyst

    2 weeks ago

    Johannesburg, South Africa MSP Staffing LTD Full time

    Our client, based in Johannesburg, is currently seeking a Credit Analyst to join their team. Requirements: · 3 years of experience in Credit Analysis · 2 years in the Wholesale/Investment/Business Banking sector · solid understanding of finance and risk related matters affecting the company. · In-depth experience in portfolio and risk management Should...

  • Credit Analyst Infrastructure

    6 months ago

    Johannesburg, South Africa FirstRand Full time

    Job Description To provide quantitative and qualitative assessments of the current and forecast financial strength of a portfolio of corporate clients with the aim to identify portfolio related credit risks - Manage lending limits - Manage database and provide input regarding limits, ratings, Loss Given Default (LGD) and governance monitoring - Suggest risk...

  • Senior Credit Risk Analyst

    6 days ago

    Johannesburg, Gauteng, South Africa Isilumko Staffing Full time

    About Isilumko StaffingWe are a leading staffing agency in South Africa, providing top talent to various industries.Job Title: Senior Credit Risk Analyst - BCom Graduate with VehicleJob Type: 3-month contract, full-timeLocation: Sandton, JohannesburgSalary: R250,000 - R300,000 per annum (estimated based on industry standards)Job Description:Company...

  • Credit Analyst

    2 weeks ago

    Johannesburg, South Africa Network Recruitment Full time

    Position Title: Credit AnalystLocation: RosebankExperience Required: Minimum 4 Years in a Similar RoleJob Overview:We are seeking a highly skilled and analytical Credit Analyst to join our finance team. The successful candidate will be responsible for evaluating the creditworthiness of potential and existing clients, making recommendations based on...

  • Credit Analyst

    2 weeks ago

    Johannesburg, South Africa Network Recruitment Full time

    Position Title: Credit AnalystLocation: RosebankExperience Required: Minimum 4 Years in a Similar Role Job Overview: We are seeking a highly skilled and analytical Credit Analyst to join our finance team. The successful candidate will be responsible for evaluating the creditworthiness of potential and existing clients, making recommendations based on...

  • Credit Risk Analyst

    3 weeks ago

    Johannesburg, Gauteng, South Africa Dante Personnel Full time

    Credit Risk AnalystAt Dante Personnel, we are seeking a skilled Credit Risk Analyst to join our team in Johannesburg. The successful candidate will be responsible for loan credit analyses and credit risk management duties. Key responsibilities include:Loan Credit Analyses: Review application information, assess documents, analyze information provided, and...

  • Quantitative Credit Analyst

    2 months ago

    Johannesburg, South Africa Network Recruitment Full time

    One of the leading insurers, known for delivering innovative banking solutions and excellent customer service, is looking for a Quantitative Analyst to join their team. This company has over 30 years of experience and is looking for a highly motivated individual to drive business decisions, improve operations and enhance customer experiences This role is...

  • Credit Risk Modelling Business Analyst

    1 week ago

    Johannesburg, Gauteng, South Africa Isilumko Staffing Full time

    Isilumko Staffing is seeking a Senior Credit Risk Modelling Business Analyst to join their JHB team on a 6-month contract.Key Highlights:Estimated salary: R1,200,000 - R1,800,000 per annumNo less than 6-10 years' experience in data/business analysis with credit risk modelling, data sourcing within a financial service sectorModel deployment process...

  • Credit Risk Analyst

    6 months ago

    Johannesburg, South Africa The Corporate Circle Full time

    Job Overview **Date Posted**: Posted 56 mins ago **Location**: Johannesburg, Gauteng **Job Title**: Credit Risk Analyst **Salary**: R50,000 **Education Level**: Bachelors Degree **Job Level**: Intermediate **Minimum Experience**: 3 - 5 Years Credit Risk Analyst job vacancy in Sandton, Johannesburg. **Requirements**: - Relevant business degree. -...