Africa Credit Origination Head

2 weeks ago


Johannesburg, Gauteng, South Africa FirstRand Full time
Job Description

To lead and direct a credit portfolio to ensure that functional credit strategies align to Bank risk management frameworks to contribute to Bank growth, sustainability and compliance

  • Credit Origination
  • Ensure that quality credit proposals are submitted in timely manner to the relevant approval body as dictated by stipulated mandates
  • Attend client meetings where appropriate to guide discussions and ensure that required information for credits are obtained
  • Gain an understanding of more complex deal structures and conduct healthy debates with the deal team around structure, PD, LGD, covenants and pricing
  • Identify transactionspecific risks and introduce risk mitigation measures as input to structure transactions in line with the risk philosophy of the Bank
  • Approve credit in line with the delegated mandate framework
  • Attend credit committees to support credits and motivate for the larger and more complex transactions
Job Details

Application Closing Date

30/05/24

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