Head, Credit, Commercial

2 weeks ago


Johannesburg, Gauteng, South Africa Standard Bank Of South Africa Limited Full time

Business Segment:
Business & Commercial Banking

Location:
ZA, undefined, Johannesburg, Baker Street 30

To lead, develop and manage the credit evaluation team in support of the Commercial Segment's ("the Segments") asset growth targets.

To comprehensively manage the credit risk of the lending portfolio of the Commercial Segment for the Business Centres, specifically in respect of originations, assessment of credit risk, sanctions, credit risk management, account maintenance and distressed and high-risk accounts in keeping with the BCB credit policies, guidelines and risk appetite.

Supports and proactively leads the team to support business partners and ecosystem methodology in understanding and meeting client lending needs, ultimately supporting the Universal Financial Services Organisation aspiration.

To have overall responsibility for the Commercial Segment and to champion/sponsor all strategies and processes related thereto.
Qualifications

Minimum Qualifications Type of Qualification:
First Degree

Field of Study:
Business Commerce

Experience Required Credit Risk-BCC
Risk & Corporate Affairs
8-10 years
Credit evaluations experience, preferably across CIB, Commercial and Business. Deep understanding of credit principles and financial statements, particularly as relates to Business Lending. Understands collateral, credit risk and collections processes.
Previous experience in managing a team responsible for the account management of a lending portfolio from a risk/credit perspective. Previous people management experience. Previous Agri credit experience and/or Structured and Specialised Lending credit experience is an advantage.
Additional Information

Developing StrategiesDirecting PeopleInteracting with PeopleMaking DecisionsResolving ConflictEconomic Capital ManagementPlease note: All our recruitment processes comply with the applicable local laws and regulations.

We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on or

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