Funding Operations Analyst

Prodigy Finance - who are we?

Founded in 2007, Prodigy Finance is an international student lender that has helped over 45,000+ international master's students attend the world's top universities. To date, Prodigy has disbursed over $2.3 billion in funding to students from more than 150 countries.

Prodigy Finance is fueled by impact investors and other privately qualified entities who invest in tomorrow's leaders while earning a financial and social return. Prodigy's borderless lending model enables students to apply for a loan based on their future earning potential and not just their current circumstances and credit history.

Why join Prodigy Finance?

• Be a part of a pioneering global company.
• Experience the excitement and learn from being part of an incredibly fast-moving young company.
• Be pivotal in scaling the business by identifying smart solutions and partnering with tech at the heart of it.
• Enjoy the agility and flexibility offered by a startup culture. A sociable, relaxed and friendly work environment (with a serious coffee culture where you can wear shorts to work)
• We will help you make your mark. You will have a real impact on the business and experience a steep learning curve with huge opportunities to grow and develop.
• Build a platform that helps to make a very real difference in the world.

What will you do in the role?

Your primary team and reporting line will be to our Funding Planning and Analysis team. This team is responsible for the operational management of all of our existing funding facilities - here you will build an understanding of how to manage the various requirements of our lenders and the reporting required for these facilities, including for our listed bond programme. In addition, you will also support our Strategic Finance team on select tasks to allow you to also develop some financial planning & analysis and budgeting skills.

What are some of the roles and responsibilities of this role?

75% of your time will be allocated to Funding Operations tasks:

• Prepare weekly and monthly funding drawdowns from the warehouse facilities
• Assist with operational processes associated with the facility documents (loan modifications, loan sales)
• Assist with monthly reporting (including regulatory EU/UK) and payment waterfall calculations across warehouse facilities and public asset-backed securitisation(s) timeously
• Assist with ad-hoc queries from facilities' parties/stakeholders
• Ensure lender requests are addressed promptly and comprehensively
• Ensure audit requests are addressed promptly and comprehensively
• Support on the listed bond programme monthly tasks, including monthly and quarterly bond processes (reporting, coupons), ensuring coupon calculations and transfers are accurate and that all reporting is sent timeously to investors

25% of your time will be allocated to Strategic Finance tasks:

• Ongoing tracking and reviewing actual performance against the Annual Budget, and discussing material variances and drivers with Budget Owners
• Support Budget Owners in finding ways to realign with Budget expectations if / when there are material variances against the Annual Budget
• Support in the preparation of financial reporting and presentations for senior management and stakeholders
• Assist with updating funding/facility calculations and templates
• Support in process improvement and automation
• Interface with the Finance team on cross-over elements

What would the ideal candidate be great at?

• Brings strong financial and analytical skills: comfortable learning new concepts, working with numbers, and drawing sensible conclusions from data
• Naturally organised and dependable, able to manage competing priorities and keep financial processes and deliverables on track.
• Takes real care with accuracy and presentation: someone who double-checks the details, has a keen eye for detail and takes pride in producing clear, reliable work
• Works well independently, showing initiative and ownership, but knows when to ask the right questions or seek guidance
• Has a steady, can-do attitude, resilient, pragmatic, and willing to roll up their sleeves to get things done in a dynamic, fast-moving environment
• Excitement for cross-area partnership and collaboration
• Strong sense of integrity for handling sensitive topics and data
• Adeptness in the use of logic

Qualifications, experience and key attributes:

• 2+ years of financial services back/middle office experience, ideally from a leading investment bank or asset manager
• Possess a relevant bachelor's degree or equivalent qualification (finance, statistics, mathematics, accounting or economics)
• Strong data analytical skills in MS Excel
• Familiar with Google Workspace
• Financial modelling skills a nice-to-have
• Bright, motivated, energetic, independent, organised, creative, resilient, accurate, ethical
• Good verbal and written communication and presentation skills