Senior Credit Professional
2 days ago
Robert Walters is seeking a skilled Credit Manager to join our team in Sandton.
Job Overview:This is an exciting opportunity for a seasoned credit professional to take on a leadership role and contribute to the company's success. As a Credit Manager, you will be responsible for overseeing credit activities across the client portfolio, leading the Credit Analyst and other risk teams, and ensuring robust credit analysis and preparation of credit applications for facility adjustments.
You will collaborate with stakeholders to present well-considered credit recommendations to committees, contributing to effective risk management and business strategies. The dynamic environment offers exciting opportunities for professional growth, with success defined by delivering sound credit papers and facilitating smooth credit operations.
The ideal candidate will possess a strong analytical mindset, excellent communication skills, and the ability to thrive under pressure. They will also have a comprehensive understanding of credit principles and lending processes, as well as experience in financial statement analysis and IFRS.
Key Responsibilities:- Conduct detailed credit analysis covering financial, operational, collateral, shareholder, and industry aspects
- Prepare credit papers for client facility adjustments and covenant breaches
- Presentation of requests to the board and Group credit committees
- Engagement with clients for monitoring, identifying credit stress, and assisting in recoveries while ensuring compliance and collaborating with stakeholders to manage credit risk effectively
The successful candidate will have a Bachelor of Commerce degree in Finance, Accounting or higher, and 3+ years of lending or credit experience. They will also be proficient in banking business and product knowledge, with strong analytical skills and the ability to work in a fast-paced environment.
Key Skills and Qualifications:
- Bachelor of Commerce degree in Finance, Accounting or higher preferred
- 3+ years of lending or credit experience required
- Sound credit analysis experience required
- Commercial legal knowledge preferred
What We Offer:
- Opportunities for professional growth and development
- A dynamic and supportive work environment
- Competitive salary and benefits package
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