Senior Provincial Credit Risk Manager

7 days ago


Sandton, South Africa Capitec Bank Ltd. Full time
Job Description

We are seeking a seasoned credit professional to join our team as a Senior Provincial Credit Risk Manager. In this role, you will be responsible for evaluating and managing the credit and associated risks within an allocated portfolio in Business Bank.

Responsibilities
  • Evaluate and manage the credit function by ensuring that the quality of credit risks across the regions aligns with the Bank's risk appetite.
  • Integrate and manage the credit function by minimizing the risk of loss through bad debts while maximizing profits and applying risk-based pricing.
  • Evaluate, manage and monitor the credit and associated risks within a complex and high value portfolio.
Experience

Minimum:

  • At least 3 years' experience at Senior Management Level.
  • 7 years Credit Management experience, within the Commercial and Business markets.
  • Previous supervisory or leadership experience.

Ideal:

  • 3+ years' experience at Senior Management Level.
  • 7+ years Credit Management experience, within the Commercial and Business markets.
Qualifications (Minimum)
  • Bachelor's Degree in Accounting - Financial Accounting or Credit Management.
Knowledge

Commercial, business and financial principles and practices, People Management, Change Management, Project Management, Governance and risk management principles, Business processes, policies and systems, Application of relevant credit and risk legislation in an organisation.

Skills
  • Commercial Thinking Skills, Leadership Skills.
Conditions of Employment
  • Clear criminal and credit record.


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