Head of Credit Strategy
3 weeks ago
As a Credit Manager at Network Recruitment, you will be responsible for leading the design and enhancement of credit models, scorecards, and analytics tools to align with industry standards and regulations.
Credit Automation & Decisioning
- Drive initiatives to automate and streamline the credit evaluation and approval processes.
- Ensure responsible lending practices and high-quality asset placements.
Risk Management
- Assess and manage credit risk across client portfolios.
- Conduct thorough credit assessments and adjust risk parameters as needed.
Client-Centric Solutions
- Understand client needs and provide proactive and innovative credit solutions.
- Maintain strong relationships to support client financial goals.
Cross-Functional Collaboration
- Work closely with teams across the business to optimize credit models and improve performance.
Reporting & Analytics
- Develop reports to track credit performance, model accuracy, and risk metrics.
- Provide actionable insights to senior management.
Compliance & Regulatory Adherence
- Ensure compliance with internal policies and external regulations.
- Stay informed on industry trends and regulatory changes.
Team Leadership & Development
- Mentor and guide junior credit analysts.
- Provide training and support to foster a high-performance, collaborative environment.
Competencies We Look For
- Strong analytical and problem-solving abilities.
- Leadership and team-building capabilities.
- Excellent communication skills.
- Detail-oriented and focused on accuracy and compliance.
Skills and Experience We Look For
- Grade 12 NQF Level 7 or higher in a Financial or Banking-related field.
- CIMA, Credit Management degree, or equivalent qualification.
- 2-5 years of experience in credit management, preferably within commercial finance.
- Experience managing teams and fostering a collaborative environment.
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