Head of Credit Data Science Leader

3 weeks ago

Cape Town, Western Cape, South Africa Lula Full time

About the Role

The Head of Credit Data Science will lead the design, development, and improvement of credit models, scorecards, and analytics tools to enhance Lula's automated credit decisioning systems.

Responsibilities

  • Develop and execute a strategic roadmap for credit automation aligned with business objectives.
  • Collaborate with the Credit Management team to define vision and goals for credit automation initiatives.
  • Identify expansion opportunities to grow the portfolio profitably.
  • Work with cross-functional teams to ensure credit models are optimised for both performance and compliance.
  • Implement and monitor controls to mitigate potential risks associated with automated credit decisions.
  • Ensure accurate and timely reporting on the performance of automated products.
  • Develop and maintain an IFRS-compliant provisioning model in collaboration with Finance and Credit Management.
  • Continuously evaluate and develop analytical models to support funding decisions.
  • Provide input to enhance existing processes and identify new opportunities within credit and collections teams.
  • Collaborate with the Portfolio Manager to analyse portfolio performance and recommend remedies.
  • Stay up-to-date with AI/ML trends and methodologies to identify emerging credit risks and opportunities.

Qualifications

  • Strategic thinker with the ability to align model development to business goals.
  • Strong leadership and team-building capabilities.
  • Excellent communication skills, with the ability to present complex data insights to non-technical stakeholders.
  • High attention to detail, ensuring accuracy and compliance in all modelling activities.
  • Passion for innovation and staying ahead of emerging trends in data science and credit automation.

Requirements

  • 10+ years of experience in data science, analytics, or related roles within financial services, ideally in lending or fintech.
  • Proven experience leading teams and driving strategic initiatives to implementation in a data-driven environment.
  • Significant experience in the implementation of credit risk models and scorecards, with previous accountability for the performance of these models in the credit context.
  • Strong expertise in machine learning, AI, and statistical modelling techniques.
  • Proficiency in programming languages like Python, R, and SQL.
  • Experience working with credit risk and decisioning platforms.

  • Head of Credit Data Science Lead

    1 month ago

    Cape Town, Western Cape, South Africa Lula Full time

    Job Title: Head of Credit Data ScienceAt Lula, we're seeking a seasoned data science leader to spearhead our credit data science initiatives. As the Head of Credit Data Science, you'll be responsible for driving the development and implementation of credit models, scorecards, and analytics tools to enhance our automated credit decisioning systems.Key...

  • Head of Credit Data Science

    3 weeks ago

    Cape Town, Western Cape, South Africa Lula Full time

    Job Title: Chief Credit Risk Analytics LeadAs the Chief Credit Risk Analytics Lead at Lula, you will be responsible for driving the design, development, and improvement of credit models, scorecards, and analytics tools to enhance our automated credit decisioning systems.This role requires a strategic thinker with the ability to align model development to...

  • Data Science Leader

    1 month ago

    Cape Town, Western Cape, South Africa Aculocity Full time

    About the RoleWe are seeking a highly skilled Data Science Leader to join our team at Aculocity. As a key member of our data science department, you will be responsible for leading a small team of data scientists and providing mentorship and guidance in their professional development.Key ResponsibilitiesLead a team of data scientists and provide guidance in...

  • Data Science Leader

    1 month ago

    Cape Town, Western Cape, South Africa PBT Group Full time

    We are seeking a highly skilled Data Science Leader to drive advanced data analytics, machine learning initiatives, and data-driven decision-making processes. The ideal candidate will have extensive experience in Python programming, with additional expertise in cloud platforms such as AWS or Azure being advantageous. Familiarity with Generative AI concepts...

  • Data Science Leader

    3 weeks ago

    Cape Town, Western Cape, South Africa ShopriteX Full time

    Job Title: Lead Data ScientistAt ShopriteX, we're seeking a highly skilled Lead Data Scientist to lead the delivery of complex data science and engineering solutions. As a key member of our Data & Insights Monetisation team, you'll drive data-driven decision-making and innovation across the organization.Key Responsibilities:Develop and implement data science...

  • Data Science Leader

    3 weeks ago

    Cape Town, Western Cape, South Africa Aculocity Full time

    About the RoleWe are seeking a highly skilled Senior Data Scientist to join our team at Aculocity. As a Senior Data Scientist, you will play a crucial role in driving business success through data-driven insights.Key ResponsibilitiesLead a small team of data scientists, providing mentorship and guidance in their professional development.Develop and implement...

  • Chief of Credit Analytics

    1 week ago

    Cape Town, Western Cape, South Africa Lula Full time

    Lula is an innovative and human-focused FinTech company on a mission to help small businesses optimise their cash flow.We're making business banking fast, human, Lula.The estimated salary for this role is around R1,200,000 per annum, based on the location and industry standards.Job OverviewThis is an exciting opportunity to join our team as the Chief of...

  • Data Science Specialist

    2 weeks ago

    Cape Town, Western Cape, South Africa Gijima HCM - Staffing Services Full time

    Gijima HCM - Staffing Services is currently recruiting graduates for the Data Science Program 2024/2025. The program aims to attract young multi-disciplined graduates with no or limited work experience. This provides institutions and organisations the opportunity to groom the Data Science graduate in training to fit into the culture of various industries.The...

  • Data Science Strategist

    2 weeks ago

    Cape Town, Western Cape, South Africa Acuity Consultants Full time

    Job Title: Senior Data Scientist – Lead Enterprise-Level AIJob Description:We're seeking a seasoned Senior Data Scientist to drive transformative AI solutions for our global clients. As a key member of our team, you'll apply cutting-edge data science and machine learning techniques to tackle complex business challenges and deliver real-world impact.This is...

  • Credit Manager

    2 weeks ago

    Cape Town, Western Cape, South Africa Network Recruitment Full time

    Risk Management Expert - Credit FunctionNetwork Recruitment is seeking a seasoned Risk Management Expert to lead the credit function and drive strategy and growth.Key Responsibilities:Develop and enhance the credit function, collaborating with the Chief Risk Officer.Collaborate with business partners to advance risk management and prevention...

  • Commercial Credit Specialist

    3 weeks ago

    Cape Town, Western Cape, South Africa Lula Full time

    Job Title: Commercial Credit SpecialistLula is a FinTech company that helps small businesses optimize their cash flow.Key Responsibilities:Evaluate clients' credit data and financial data to determine the degree of risk involved in lending money to themPrepare notes about the degree of risk in lending money to clientsRecommend outcomes based on client...

  • Data Science Graduate Program

    1 month ago

    Cape Town, Western Cape, South Africa Gijima HCM - Staffing Services Full time

    Microsoft Data Science ProgramCohort 2 Region CAPE TOWNGijima in collaboration with Microsoft is currently recruiting graduates for The Data Science Program. The program is designed to attract young multi-disciplined graduates with no or limited work experience. This provides institutions and organisations the opportunity to groom the Data Science graduate...

  • Data Science Graduate Trainee

    3 weeks ago

    Cape Town, Western Cape, South Africa Gijima HCM - Staffing Services Full time

    Gijima HCM - Staffing Services invites applications for the Data Science Graduate Trainee position in our team. This is an exciting opportunity for recent graduates or individuals looking to transition into a Data Science career.The Data Science Development Program is designed to equip individuals with the necessary skills to succeed in the field of Data...

  • Product Head

    1 month ago

    Cape Town, Western Cape, South Africa wePlace Full time

    About the RoleWe are seeking a dynamic Product Head for Data & Analytics to define and deliver an ambitious data strategy and vision that will drive our business forward.Key ResponsibilitiesEstablish and elevate our data capabilities, leveraging deep expertise in data principles, modelling, engineering, and data quality.Provide actionable, data-driven...

  • Electrical Engineering Project Leader

    2 weeks ago

    Cape Town, Western Cape, South Africa Hutech Head Office Full time

    Job Title: Electrical Engineering Project LeaderAbout the Role: We are seeking a highly skilled and experienced Electrical Engineering Project Leader to join our team at Hutech Head Office.Key Responsibilities:Project Management: Manage projects allocated to your team, ensuring timely completion and within budget.Team Leadership: Lead and mentor a team of...

  • Data Science Director

    3 weeks ago

    Cape Town, Western Cape, South Africa Incubeta Full time

    Job DescriptionWe are seeking a highly skilled Data Science Director to join our team at Incubeta. As a key member of our Marketing Intelligence team, you will be responsible for leading the development and implementation of data science projects that drive business growth and improve marketing intelligence activities.The ideal candidate will have a strong...

  • Data Science Graduate

    1 month ago

    Cape Town, Western Cape, South Africa Parvana Full time

    About ParvanaParvana is a global leader that provides innovative solutions to help businesses tackle their most pressing challenges. Our team is committed to delivering future-focused solutions that enhance customer experiences and enable businesses to stay ahead of the digital curve.Job DescriptionWe are seeking a talented Data Science Graduate to join our...

  • Data Science Director

    3 weeks ago

    Cape Town, Western Cape, South Africa Incubeta Full time

    Data Science DirectorThis role is a senior leadership position within the Marketing Intelligence team at Incubeta, responsible for driving the development and deployment of data science projects to enhance and improve marketing intelligence activities. The ideal candidate will have a strong technical background in data science, as well as excellent...

  • Data Science Leader for Retail Innovation

    2 weeks ago

    Cape Town, Western Cape, South Africa PBT Group Full time

    PBT Group, a leader in retail analytics, seeks a visionary Senior Data Scientist to spearhead the development of cutting-edge retail data assets and strategies.**Job Summary:**We are looking for an experienced data scientist to lead analytical projects, drive the evolution of retail data asset strategy, and provide forecasting and regular management...

  • Commercial Credit Risk Analyst

    1 month ago

    Cape Town, Western Cape, South Africa Lula Full time

    About the RoleWe are seeking a highly skilled Commercial Credit Analyst to join our team at Lula. As a key member of our Credit Team, you will be responsible for evaluating the creditworthiness of our clients and making informed decisions about lending.Key ResponsibilitiesEvaluate client credit data and financial information to determine the degree of risk...