Strategic Credit Solutions Specialist

3 weeks ago

Cape Town, Western Cape, South Africa Luminary Talent Sourcing Full time

Luminary Talent Sourcing is seeking a highly skilled Strategic Credit Solutions Specialist to join our team.

As a key member of our credit management team, you will be responsible for developing and enhancing credit models, scorecards, and analytics tools to support our clients in the Commercial Asset Finance Industry.

Key Responsibilities:

  • Credit Model Development & Enhancement: Lead the design, development, and continuous improvement of credit models, scorecards, and analytics tools to ensure they align with industry best practices and regulatory standards.
  • Credit Automation & Decisioning: Drive automation initiatives to streamline credit evaluation and approval processes, making credit recommendations and approving credit applications within authorized mandate levels.
  • Risk Management: Assess and manage credit risk across new and existing client portfolios, conducting thorough credit assessments to ensure the acquisition of high-quality assets while mitigating potential risks.
  • Client-Centric Solutions: Understand and anticipate client needs, providing tailored credit solutions to support their financial goals, and maintain strong relationships with clients to offer proactive and innovative solutions.
  • Cross-Functional Collaboration: Work closely with Sales, Credit Committee, Finance, and Operations teams to optimize credit models for better performance and compliance, and coordinate with cross-functional teams to address any challenges in credit assessment, approval, or risk management.
  • Reporting & Analytics: Develop and maintain reports to track credit performance, model accuracy, and risk metrics, presenting insights and recommendations to senior management and stakeholders to support strategic decision-making.
  • Compliance & Regulatory Adherence: Ensure all credit operations comply with internal policies and external regulations, staying updated on industry trends, regulatory changes, and emerging best practices to refine credit strategies continuously.
  • Team Leadership & Development: Mentor and guide junior credit analysts, fostering a culture of continuous improvement and knowledge sharing, and provide training and support to ensure the team is equipped with the skills to perform high-quality credit assessments.

Requirements:

  • Competencies We Look For: Strategic thinker with strong analytical and problem-solving skills, strong leadership and team-building capabilities, excellent communication skills, high attention to detail, passion for innovation, and ability to take initiative.
  • Skills And Experience We Look For: Grade 12, NQF Level 7 or Higher in a Financial or Banking related field, CIMA, Credit management degree or equivalent, 2-5 years' experience in a credit management environment, experience in commercial finance, and experience managing teams.

Salary: $70,000 - $90,000 per annum, depending on experience and qualifications.

Benefits: We offer a competitive salary, comprehensive benefits package, and opportunities for professional growth and development.

Location: The role is based in [insert location], and you will be required to work from our office in [insert location].

What We Offer: At Luminary Talent Sourcing, we offer a dynamic and supportive work environment, opportunities for professional growth and development, and a competitive salary and benefits package.

How to Apply: If you are a motivated and experienced credit management professional, please submit your application, including your resume and a cover letter, to [insert contact information].

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