Strategic Credit Manager
2 weeks ago
Datacentrix seeks a skilled Credit Manager to lead credit model development, automation, and risk management. As a key member of our team, you will drive quality asset acquisition while effectively managing credit risk.
Main Responsibilities:- Credit Model Development & Enhancement:
- Lead and refine credit models, scorecards, and analytics tools in line with best practices.
- Integrate data analytics to optimize credit decisioning, ensuring regulatory compliance.
- Credit Automation & Decisioning:
- Spearhead automation initiatives for efficient credit evaluations.
- Approve credit applications within mandate levels, ensuring quality assets and responsible lending practices.
- Risk Management:
- Oversee risk in client portfolios, conducting thorough assessments to ensure asset quality.
- Monitor credit performance and adjust risk parameters as needed.
- Client-Centric Solutions:
- Anticipate client needs, providing proactive credit solutions that align with their financial goals.
- Foster strong client relationships, ensuring effective solutions within agreed turnaround times.
- Compliance & Regulatory Adherence:
- Ensure adherence to internal and external compliance standards.
- Stay current on industry trends and regulatory changes to refine strategies.
- Grade 12 required.
- NQF Level 7+ in Finance or Banking essential (CIMA or Credit Management degree advantageous).
- 2-5 years in credit management, preferably in commercial finance.
- Proven experience leading teams in a collaborative, high-performance environment.
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