Credit Risk Specialist

4 weeks ago


CapeTown, South Africa Career-seekers Recruitment Solutions Full time

Job Title: Credit Risk Specialist

Job Type: Full-time

Industry: Financial Services

Job Description:

We are seeking a skilled Credit Risk Specialist to join our team. As a Credit Risk Specialist, you will be responsible for assessing the creditworthiness of clients and making recommendations for credit limits, terms, and conditions.

Key Responsibilities:

  • Reviewing financial statements to assess a company's financial health, profitability, liquidity, and leverage.
  • Understanding industry dynamics and market trends relevant to clients' businesses.
  • Ensuring credit decisions adhere to our credit policies, procedures, and regulatory requirements.
  • Making recommendations regarding credit limits, terms, and conditions for extending credit to corporate clients.
  • Conducting thorough due diligence on potential clients to assess their creditworthiness accurately.
  • Supporting legal approval and implementation of credit requirements.

Requirements:

  • A minimum of 2-4 years of working knowledge of credit risk management within the financial services sector.
  • Familiarity with the National Credit Act.
  • Corporate/commercial credit risk analysis experience, with at least 2 years but preferably 3-6 years in a credit analyst role.
  • Clean credit/criminal record.
  • A valid unendorsed driver's license (Code 08).

What We Offer:

  • A benchmarked CTC salary of R30K - R45K per month.
  • The opportunity to work with a renowned National and International Financial Services Group.


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