Strategic Credit Manager Lead
5 days ago
This challenging role is crucial for managing and developing all credit functions within the assigned region.
Main Responsibilities:- Evaluate the creditworthiness of potential customers by analyzing their financial stability, payment histories, and credit scores.
- Determine appropriate credit limits, terms, and payment plans based on risk assessment and company guidelines.
- Approve or decline credit applications and negotiate terms with customers to facilitate sales while minimizing credit exposure.
- Implement and enforce collection strategies to encourage timely payment and resolve payment disputes effectively.
- Identify potential credit risks and exposure by analyzing customer payment histories, credit scores, and financial stability.
- Monitor changes in customers' credit profiles, financial conditions, and market dynamics to anticipate and mitigate credit risks proactively.
- Implement risk mitigation strategies, such as requiring collateral or personal guarantees, to safeguard against potential losses.
- Familiarity with credit scoring models and scorecards.
- Excellent analytical skills for evaluating complex financial data.
- Strong negotiation skills for effective communication with customers and stakeholders.
- Matric certificate.
- Legal or Finance tertiary qualification (LLB or BCom Law preferred).
- 7+ years experience in credit management.
The successful candidate can expect a competitive salary between R750,000 and R1,200,000 per annum, depending on qualifications and experience.
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