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Head of Business Unit: SME Lending

2 months ago

Johannesburg, Gauteng, South Africa The Individual Touch Full time
About the Role

We are seeking a highly skilled and experienced professional to lead our SME Lending business unit. As Head of Business Unit: SME Lending, you will be responsible for defining strategic objectives, business planning, and financial planning to drive the growth and success of our credit products.

Key Responsibilities:

  • Lead and build a high-performing team to achieve business objectives.
  • Manage and oversee large credit product portfolios to ensure efficient and effective management.
  • Develop and implement strategic and analytical plans to drive sales and growth of credit products.
  • Prepare financial spreadsheets and models to support new and existing credit products.
  • Drive process improvements and cost reductions to enhance efficiency and productivity.
  • Manage risk and control effectively by applying applicable risk frameworks and promoting a positive risk culture.
  • Deliver consistent and timely credit risk decisions to support business growth.
  • Develop and maintain strong relationships with internal stakeholders to drive business success.

Requirements:

  • Matric essential.
  • Bachelor's degree in finance, accounting, or other business-related fields.
  • 4+ years of proven experience in a similar senior role.
  • Industry experience in banking, retail, or merchant sectors is highly advantageous.
  • Proven experience in managing a business or division within an organization.
  • System development experience is advantageous.
  • Proven marketing, sales, and operational experience.

About Us

The Individual Touch is a leading organization in the financial services industry. We are committed to delivering exceptional customer experiences and driving business growth through innovation and excellence.