Credit Operations Director

2 weeks ago


Pretoria, Gauteng, South Africa IT Ridge Technologies Full time
Job Description

We are seeking an experienced Credit Operations Director to join our team at IT Ridge Technologies.

About the Role

The successful candidate will be responsible for leading our credit operations function, ensuring the efficient and effective delivery of credit services to our customers.

Key responsibilities include:

  • Credit Risk Management: Develop and implement credit risk management policies and procedures, ensuring alignment with regulatory requirements and business objectives.
  • Operational Excellence: Design, implement, and continuously improve back-office systems and processes that underpin our member lending offer.
  • Team Leadership: Lead a high-performing credit team, providing guidance, coaching, and professional development opportunities to ensure the delivery of excellent customer service.

The ideal candidate will have a strong understanding of credit risk principles, with a minimum of 5-8 years' experience in consumer or commercial lending, including management experience. A bachelor's degree in a relevant field is required.

Requirements

To be considered for this role, you must possess:

  • A deep understanding of credit risk management principles and practices.
  • Excellent leadership and communication skills, with the ability to motivate and inspire a diverse team.
  • Strong analytical and problem-solving skills, with the ability to interpret data and make informed decisions.
  • Ability to work collaboratively with cross-functional teams to achieve business objectives.

In return, we offer a competitive salary of $120,000 per annum, plus a range of benefits, including health insurance, retirement savings plan, and paid time off.



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