Credit Operations Manager

2 days ago


Pretoria, Gauteng, South Africa IT Ridge Technologies Full time

Job Summary: IT Ridge Technologies is seeking a skilled Credit Operations Manager to lead our credit team in delivering exceptional credit risk management services. The ideal candidate will have a strong understanding of credit risk principles, with a focus on originations, collections, and business integration/strategy.

Key Responsibilities:

  • Credit Risk Management: Develop and implement credit risk management policies, ensuring alignment with regulatory requirements and business objectives.
  • Operational Oversight: Manage the day-to-day operations of the credit team, including vendor and third-party relationships, credit control, and collections.
  • Team Leadership: Lead a high-performing credit team, providing guidance, coaching, and professional development opportunities.
  • Reporting and Compliance: Prepare and oversee the preparation of regular reports and presentations on credit risk performance, trends, and key metrics.

Requirements:

  • Experience: Minimum of 5 to 8 years' experience in consumer or commercial lending, with a minimum of 3 years of management experience.
  • Qualifications: Strong understanding of credit risk principles, with a focus on originations, collections, and business integration/strategy.
  • Skills: Ability to motivate and inspire a diverse team, ability to collaborate cross-functionally, and ability to focus on driving performance, innovation, and continuous improvement in credit risk management practices.


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