Senior Credit Operations Director
2 days ago
Job Title: Senior Credit Operations Director
IT Ridge Technologies is seeking a seasoned leader to head its credit operations team. As a Senior Credit Operations Director, you will oversee the entire credit lifecycle, from origination to collections, ensuring seamless execution and adherence to regulatory requirements.
- Leadership
- Manage and motivate a high-performing team to meet departmental performance targets and drive business growth.
- Develop and implement strategies for underwriting and acquisitions, focusing on pricing, profitability, and customer profiling.
- Collaborate with cross-functional teams to ensure effective execution of credit processes.
- Operations Management
- Design, implement, and continuously improve back-office systems and processes related to underwriting, loan administration, and collections.
- Manage a wide range of operational activities, including credit analysis, direct communication with applicants and borrowers, and customer claims management.
- Set up new business processes and enabling IT systems to enhance operational efficiency.
- Oversee day-to-day underwriting and collections, ensuring compliance with legal and internal policies.
- Analyze bottlenecks and implement solutions to improve process performance.
- Credit Control
- Develop, implement, and regularly update credit operational processes, policies, and guidelines.
- Monitor loan performance metrics and generate reports for senior management.
- Identify early signs of default and take proactive measures to mitigate losses.
About You
- 5 to 8 years of experience in consumer or commercial lending, with at least 3 years in a management role.
- Strong understanding of credit risk principles, particularly in originations, collections, and business integration/strategy.
- Up-to-date knowledge of best practices and industry trends.
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Credit and Operations Manager
2 months ago
Pretoria, Gauteng, South Africa IT Ridge Technologies Full timeJob Title: Credit and Operations ManagerWe are seeking a highly skilled Credit and Operations Manager to join our team at IT Ridge Technologies. As a key member of our credit risk management team, you will be responsible for leading the development and implementation of credit risk management strategies, policies, and procedures.Key Responsibilities:Credit...
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1 month ago
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