Credit Analyst
4 months ago
The successful incumbent will have a mix of Property Specialist experience and a Personal Homeloans Credit Analyst and control background.
**Duties (will include but not limited to)**:
- Ensure that procedures and decisions comply with credit policy and best practice standards. Motivate and support decisions through the analysis of financial information such as bank statements, financial statements and management accounts
- Provide quality service to internal customers and liaise with other staff within the company, such as sales managers, further lending staff, unsecured lending staff and registrations officers.
- Stay informed about the legal, compliance and market - risk-related issues involved in the approval of credit.
**Minimum Requirements**:
- Bcom Degree or relevant business degree
- 3yrs+ Credit underwriting (mortgage lending) experience
**Competencies**:
- Decisiveness
- Confidence
- Team Player
- Self-Motivated
- Agile/Adaptable
- A strong combination of analytical and decision-making skills.
- Good interpersonal skills
- Good written and verbal communication skills
- MS Office (Intermediate)
- Ability to work under pressure.
**Salary**: R20,000.00 - R35,000.00 per month
**Education**:
- Bachelors (required)
**Experience**:
- Credit underwriting (individual homeloan): 3 years (required)
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