Credit Risk Specialist
2 months ago
The primary objective of this role is to identify and mitigate potential risks associated with client creditworthiness by conducting thorough credit assessments and providing recommendations for new and existing accounts.
Key Responsibilities:
- Conduct comprehensive credit risk evaluations by analyzing client financial statements, business plans, and management accounts.
- Develop and maintain accurate records of new and existing accounts, including credit bureau reports and trade references.
- Collaborate with commercial teams to understand client requirements and ensure seamless account management.
- Prepare and present credit reports, including financial ratios and assessments, to support risk-based decision-making.
- Visit clients to review financials and ensure compliance with company policies and procedures.
- Process and review account applications, ensuring timely completion and adherence to company standards.
- Develop and maintain relationships with clients, stakeholders, and internal teams to ensure effective communication and collaboration.
- Stay up-to-date with industry trends, regulatory requirements, and best practices in credit risk management.
Requirements:
- Qualifications: BCom or BTech degree in a relevant field, with a focus on credit management or a related field.
- Experience: Proven track record in credit risk analysis, assessment, and management.
- Skills: Strong analytical and problem-solving skills, excellent communication and interpersonal skills, ability to work in a fast-paced environment.
About Credit Link Placements:
Credit Link Placements is a leading provider of credit risk management solutions, dedicated to helping businesses navigate the complexities of credit risk assessment and management.
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