Associate: Property Finance

1 day ago


Durban, South Africa Nedbank Full time

**Job Purpose**

To execute and implement complex transactions with targeted clients related to lending and other structured transactions (non-vanilla lending) and to source new commercial Property Finance transactions, ensure that existing Property Finance clients are maintained, and consequently that relationship-based business potential is optimised ensuring that maximum profitability / return is derived for the Bank. To ensure that Nedbank Property Finance remains the dominant player in the Property Finance market through innovative deal making and product structuring.

**Responsibilities**:

- Assist with the review of legal documents by cross referencing approved terms sheets and ensure incorporation of all other commercial terms in the legal documents.
- Build and maintain internal stakeholder relationships by liaising and collaborating with relevant stakeholders and facilitating the sign-off of relevant transactions.
- Manage development loans process, i.e. draws, stakeholder engagements to meet client's requirements.
- Develop strong relationships with new and existing clients, property brokers, estate agents and any other into financing instruments to create deals.
- Build and maintain existing relationship with established Clients within Region, retaining and optimising existing business opportunities.
- Provide internal and external client satisfaction by ensuring operational excellence in dealing with client queries.
- Identify new business opportunities within different divisions of Nedbank.
- Achieve financial targets by effective acquisition of commercial and industrial property finance deals and management of the book / portfolio.
- Continuously evaluate and mitigate the credit risk embedded within the environment and deals, to derive the maximum risk and return situation.
- Continuously look for creative approaches to put deals on the book.
- Manage colleagues and clients’ expectations and communicate appropriately.
- Contribute to the effectiveness of the Lending team

Minimum Experience Level
- 3 - 5 years Deal structuring experience in Commercial Property Finance
- 3 - 5 years experience in Commercial and Industrial Property Finance environment
- 3 - 5 years experience in sales and client acquisition in a Commercial Property Finance environment

Essential Qualification
- BCom (Accounting/Finance) or BSc in Property Studies or similar degree

**Preferred Qualification**
- CFA/ CA(SA)
- Honours/Post-graduate qualification in Accounting/Finance or equivalent

Type of Exposure
- Developing ways to minimize risks
- Managing conflict situations
- Influencing stakeholders to obtain buy-in for concepts and ideas
- Sharing information in different ways to increase stakeholders understanding
- Brainstorming ways of improving a product or situation
- Challenging the status quo with a view to improving the environment or peoples understanding
- Comparing two or more sets of information
- Working with a group to identify alternative solutions to a problem
- Interacting with diverse people
- Analysing and interpreting quantitative and qualitative data

**Technical / Professional Knowledge**
- Business Acumen
- Business principles
- Business writing
- Governance, Risk and Controls
- Principles of financial management
- Relevant regulatory knowledge
- Relevant software and systems knowledge
- Relevant product knowledge

Behavioural Competencies
- Applied Learning
- Communication
- Collaborating
- Building partnerships
- Managing Work
- Technical/Professional Knowledge and Skills

**Employment Equity Statement**

**_
**_**_Preference will be given to individuals from under-represented groups_**
- **_Please contact the Nedbank Recruiting Team at
+27 860 555 566
_



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