Officer Credit Specialist Crdt Lending

6 months ago


Cape Town, South Africa Absa Bank Limited Full time

Empowering Africa’s tomorrow, together one story at a time.
- With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job Summary

To be successful in this role, you should have a good understanding of lending procedures and stakeholder support experience.

Ultimately, you will help our clients acquire a home loan in a timely manner; while ensuring we comply with regulatory requirements.

**Job Description**:
Key Responsibilities:
Home Loan Assessments:

- Ensure compliance with regulatory requirements and internal policies.

Stakeholder Engagement:

- Collaborate with various stakeholders, in a professional manner.
- Build and maintain strong relationships with key partners.

Volume Management:

- Prioritize tasks to meet deadlines and maintain service levels.
- Implement streamlined processes for efficiency.

Decision Making:

- Make informed and well-supported credit decisions.
- Utilize credit scoring models and risk assessment tools.
- Present recommendations and justifications for credit approvals or declines.

Risk Management:

- Mitigate risks through thorough analysis and adherence to risk management protocols.
- Stay abreast of industry trends and regulatory changes affecting credit risk.

Compliance:

- Ensure strict adherence to regulatory requirements and internal compliance policies.
- Keep abreast of changes in legislation impacting home loan assessments.

Reporting:

- Provide insights into key performance indicators and trends.

Qualifications and Skills:

- NQF6 compulsory, NQF7 preferred in Accounting, Economics, Banking and Finance or relevant field
- 5? years credit experience preferred
- 3 home loans experience preferred
- Exposure to Credit assessments preferred
- Excellent analytical and decision-making skills.
- Effective communication and interpersonal skills.
- Ability to work under pressure and manage competing priorities.
- Proficiency in using credit scoring models and risk assessment tools.
- Familiarity with relevant software and technology platforms.

Demonstrating responsible personal financial management is a key qualifying criterion for this role.

Education

Bachelor's Degrees and Advanced Diplomas: Business, Commerce and Management Studies (required)
- Absa Bank Limited reserves the right not to make an appointment to the post as advertised_



  • Cape Town, South Africa Absa Bank Limited Full time

    Empowering Africa’s tomorrow, together one story at a time. - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job Summary To...


  • Cape Town, Western Cape, South Africa Lula Full time

    Job Title: Commercial Credit SpecialistLula is a FinTech company that helps small businesses optimize their cash flow.Key Responsibilities:Evaluate clients' credit data and financial data to determine the degree of risk involved in lending money to themPrepare notes about the degree of risk in lending money to clientsRecommend outcomes based on client...

  • Credit Specialist

    7 months ago


    Cape Town, South Africa Silk Road Consulting (Pty) Ltd Full time

    **VACANCY: CREDIT SPECIALIST** **DURBANVILLE AREA** **Key Performance Areas** - Credit Assessment - Conduct financial analysis for large loans - Ensure strict adherence to regulatory compliance - Process optimisation - Ensure operational efficiency - Monitoring of quality, trends, risks etc. - Onboarding of new reviewers **Minimum Requirements /...

  • Reckless Lending Agent

    6 months ago


    Cape Town, South Africa Debtline Full time

    **Who are we and what do we believe in?** We’re deeply digitally focused, highly energetic, and very ambitious. Inala Money Group forms part of the Balfour Group which was founded in 2017, merging several successful tech businesses. The engine that drives our growth is an exceptional combination of technology, marketing, sales and revenue collection,...

  • Credit Specialist

    7 months ago


    Cape Town, South Africa Scholtz Partners International (Pty) Ltd Full time

    _**Brief Description**_ - Our Client in the FinTech Industry is looking for a Credit Specialist to evaluate_ - and assess the creditworthiness of businesses seeking loans by utilizing_ - management practices to make well-informed credit decisions._ - NOW HIRING_ - **Requirements**:_ - Honours degree in Finance / Accounting / Mathematics or related_ -...


  • Cape Town, Western Cape, South Africa Frogg Recruitment SA Full time

    About the RoleIn this exciting role as a Mortgage Credit Specialist, you will be working closely with our lending clients to assess their creditworthiness and determine the feasibility of their mortgage applications.You will be responsible for analyzing complex financial data, identifying potential risks, and making informed decisions that align with our...


  • Cape Town, Western Cape, South Africa Revtech Global (Pty) Ltd Full time

    Job Title: Senior Lending ProfessionalThe successful candidate will be responsible for overseeing the entire lending process, from lead generation to collections, for our Cape Town branch. This role requires strong leadership and coordination skills, as well as experience in online lending and credit checks.Key Responsibilities:* Supervise and coordinate...


  • Cape Town, South Africa Growth Lending Full time

    We are Growth Lending. We work with innovative and high-growth companies. We enable them to accelerate their growth by providing a range of flexible credit solutions. We provide facilities from £100,000 to £30m and have lent more than £1bn to more than 500 companies over the last decade. We have a global footprint, with offices in London, Manchester,...


  • Cape Town, Western Cape, South Africa Dante Personnel Full time

    At Dante Personnel, we are seeking a skilled Credit Analyst Coordinator to join our team. The successful candidate will assist Senior Deal Captains in the assessment of lending deals, gathering and analyzing relevant information to support credit decisions. Key responsibilities include preparing deal documentation, collaborating with internal teams, and...


  • Cape Town, South Africa Growth Lending Full time

    We are Growth Lending. We work with innovative and high-growth companies. We enable them to accelerate their growth by providing a range of flexible credit solutions. We provide facilities from £100,000 to £30m and have lent more than £1bn to more than 500 companies over the last decade. We have a global footprint, with offices in London, Manchester,...


  • Cape Town, Western Cape, South Africa The Legends Agency Full time

    **Company Overview:**The Legends Agency is a fast-growing fintech lending company based in the UK, specializing in legal cases.Job Title: Senior Credit Operations SpecialistLocation: Hybrid, Cape TownEstimated Salary: R35k - R40k / monthAbout the Role:We are seeking an experienced Senior Credit Operations Specialist to support our Underwriting team and...


  • Cape Town, Western Cape, South Africa Network Recruitment Full time

    Job OverviewNetwork Recruitment seeks a skilled Credit Risk Specialist to join our team. This role is responsible for assessing and managing credit risk across client portfolios, ensuring quality asset acquisition.Responsibilities:Lead the design and ongoing improvement of credit models, scorecards, and analytics tools to align with industry standards and...


  • Cape Town, Western Cape, South Africa The Legends Agency Full time

    About The Legends AgencyAt The Legends Agency, we're a fast-growing fintech lending company based in the UK. Our focus is on legal cases, and this role would support our Underwriting team and report to the Head of Credit.Job SummaryWe are seeking an experienced Senior Credit Operations Specialist to join our team. In this role, you will be responsible for...


  • Cape Town, Western Cape, South Africa Datacentrix Full time

    Datacentrix seeks an experienced Strategic Credit Specialist to lead credit model development, automation, and risk management in Cape Town.This pivotal role drives quality asset acquisition while managing credit risk effectively.The ideal candidate will have a client-centric mindset, enjoy developing innovative solutions, and possess excellent leadership...


  • Cape Town, Western Cape, South Africa The Legends Agency Full time

    About The Legends AgencyWe are a fast-growing fintech lending company based in the UK, specializing in legal cases.Salary and BenefitsR30k - R40k/month (Suitability dependent), offering a competitive package that includes hybrid working arrangements in Cape Town.Job DescriptionThis is an exciting opportunity for a Risk Management Specialist - Fintech Lending...


  • Cape Town, Western Cape, South Africa Network Recruitment Full time

    Job Summary:We are seeking a Credit Risk Management Specialist to join our team at Network Recruitment. In this role, you will be responsible for managing credit risk and developing tailored solutions to meet client needs while enhancing overall credit model performance and compliance.About the Role:Credit Model Development & Enhancement: Lead the design,...


  • Cape Town, South Africa Growth Lending Full time

    We are Growth Lending, partnering with innovative, high-growth companies to accelerate their success through flexible credit solutions. Offering facilities from £2m to £30m, we have lent over £1bn to more than 500 companies. With a global footprint, we have offices in London, Manchester, Bristol, and Cape Town. This full-time role is based in Cape...

  • Credit Analyst

    6 months ago


    Cape Town, South Africa Genfin Business Finance Full time

    **Who is GENFIN?** GENFIN is a proudly South African business that enables and supports businesses with flexible funding solutions, allowing them to unlock growth for sustainable success. We understand the needs of businesses and that access to affordable finance is critical for the growth, sustainability, and operation of any business. We are backed by...


  • Cape Town, Western Cape, South Africa Dante Personnel Full time

    About the Role:We are seeking a highly skilled Business Development Finance Specialist to join our team at Dante Personnel. As a key member of our team, you will be responsible for assisting Senior Deal Captains in the assessment of lending deals and gathering relevant information to support credit decisions.Key Responsibilities:Assist Senior Deal Captains...


  • Cape Town, Western Cape, South Africa Lula Full time

    Unlock a new career in fintech with Lula, where you will play a crucial role in our mission to empower small businesses in South Africa.About the RoleWe are seeking a highly skilled Financial Risk Manager to join our team. As a key member of our credit underwriting process, you will be responsible for evaluating client creditworthiness and ensuring that our...